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Bank · FDIC insured

Andover State Bank Auto Loan Rates

Andover State Bank auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 16, 2026.

How Andover State Bank’s auto loan rates compare

Compared with banks and credit unions near Wichita, KS, where Andover State Bank has the most branches. New vehicle, lowest advertised APR first.

  • This bank’s lowest

    Andover State Bank

    4.70%APR

    Terms
    —
    Discount
    Included in the rate

    Auto Loans

  • 2nd-lowest rate

    White Eagle Credit Union

    4.90%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    White Eagle Credit Union rates

  • Top Carrot, Carrot Score 87

    3rd-lowest rate

    Heartland Credit Union

    4.99%APR

    Terms
    up to 60 months
    Discount
    None included

    Heartland Credit Union rates

Compare auto loan rates near you →

Andover State Bank auto loan score

86

Auto loan score

Higher than 72% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.70%
  • Used vehicleUsed4.70%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Andover State Bank ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

← Andover State Bank overview