Credit union · NCUA insured
Power Credit Union Credit Card Rates
Top CarrotPower Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Power Credit Union’s credit card rates compare
Compared with banks and credit unions near Pueblo, CO, where Power Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Power Credit Union
8.90%APR
VISA Credit Cards
2nd-lowest rate
Pueblo Government Agencies Federal Credit Union
9.90%APR
3rd-lowest rate
Credit Union of Colorado
10.00%APR
Power Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Power Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Cards
No annual fees or balance transfer fees. 25-day interest-free grace period. Fixed rate as low as 8.9% APR based on creditworthiness. Rate may vary based on credit history and other qualifications. Secured VISA available for credit scores <589. No cash advance fee, cash advance rate same as purchase rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Credit Score: 730+ |
| Ongoing | 10.40% | None | Credit Score: 729 - 680 |
| Ongoing | 11.40% | None | Credit Score: 679 - 650 |
| Ongoing | 13.40% | None | Credit Score: 649 - 620 |
| Ongoing | 17.40% | None | Credit Score: 619 - 590 |
| Ongoing | 18.00% | None | Credit Score: <589; Secured VISA Only |
Who can join Power Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Alamosa County are eligible for membership.
- Residents of Chaffee County are eligible for membership.
- Residents of E. Pueblo County are eligible for membership.
- Residents of El Paso County are eligible for membership.
- Residents of Fremont County are eligible for membership.
- Residents of Lake County are eligible for membership.
4 more ways to join
Where you live or work
- Residents of Las Animas County are eligible for membership.
- Residents of Pueblo West are eligible for membership.
- Residents of Rio Grande County are eligible for membership.
Family and household
- Family members of eligible Power Credit Union members are eligible for membership, defined as spouse, children, parents, sisters, brothers, stepchildren, stepparents, grandchildren and their spouses.
Membership information collected October 4, 2026.