Credit union · NCUA insured
Power Credit Union Auto Loan Rates
Top CarrotPower Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Power Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pueblo, CO, where Power Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Power Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- 20.24% APR
- Discount
- None included
Auto Loans
Lowest rate
Minnequa Works Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
3rd-lowest rate
Blue Federal Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
Power Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Power Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rate may vary based on credit history, term, miles and other qualifications. APR is based on credit history. Rates apply to most vehicles, with approved credit.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99%–20.24% | Vehicle model years 2021-2026; Term up to 84 months |
| up to 84 months | 5.49%–20.74% | Vehicle model years 2020-2022; Term up to 84 months |
| up to 84 months | 5.99%–21.00% | Vehicle model years 2017-2019; Term up to 84 months |
| up to 72 months | 6.49%–21.00% | Vehicle model years 2016 and Older; Term up to 72 months |
Sources (2)
- powercu.org/lending-and-credit…otorized/auto-loans.html
- powercu.org/lending-and-credit/loan-services/rates.html
All captured Oct 7, 2026
Who can join Power Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Alamosa County are eligible for membership.
- Residents of Chaffee County are eligible for membership.
- Residents of E. Pueblo County are eligible for membership.
- Residents of El Paso County are eligible for membership.
- Residents of Fremont County are eligible for membership.
- Residents of Lake County are eligible for membership.
4 more ways to join
Where you live or work
- Residents of Las Animas County are eligible for membership.
- Residents of Pueblo West are eligible for membership.
- Residents of Rio Grande County are eligible for membership.
Family and household
- Family members of eligible Power Credit Union members are eligible for membership, defined as spouse, children, parents, sisters, brothers, stepchildren, stepparents, grandchildren and their spouses.
Membership information collected October 4, 2026.