Credit union · NCUA insured
Credit Union of Colorado Credit Card Rates
Credit Union of Colorado credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Credit Union of Colorado’s credit card rates compare
Compared with banks and credit unions near Denver, CO, where Credit Union of Colorado has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Credit Union of Colorado
10.00%APR
Low Rate Credit Card
Lowest rate
SPACE AGE
7.00%APR
2nd-lowest rate
Horizons North Credit Union
7.99%APR
Credit Union of Colorado credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Credit Union of Colorado ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00% | None | Rate is determined by credit history at the time of application. |
Visa Signature® Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | No annual fee for the first year. Rate is determined by credit history at the time of application. |
Visa® Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | Rate is determined by credit history at the time of application. |
Who can join Credit Union of Colorado
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Current or retired employees and board members of eligible Colorado colleges, universities, and special districts qualify for membership.
- Current or retired employees of Colorado city, town, or county governments are eligible for membership.
- Current or retired employees of Colorado School Districts are eligible for membership.
- Current or retired employees of the Colorado State Government are eligible for membership.
Family and household
- Family members of individuals belonging to eligible groups qualify for membership.
Other ways
- Anyone can qualify for membership by joining the Credit Union of Colorado Foundation with a minimum donation of $10.
Cost to join
- Membership requires an initial deposit of $5.
Membership information collected October 4, 2026.