Credit union · NCUA insured
Blue Federal Credit Union Auto Loan Rates
Blue Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Blue Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cheyenne, WY, where Blue Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Blue Federal Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
Hybrid and Electric Vehicle (EV) Loans
Lowest rate
First Education Federal Credit Union
4.49%APR
- Terms
- 48–84 months
- Up to
- 15.49% APR
- Discount
- None included
2nd-lowest rate
Meridian Trust Federal Credit Union
4.74%APR
- Terms
- up to 96 months
- Up to
- —
- Discount
- Included in the rate
Blue Federal Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Blue Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Hybrid and Electric Vehicle (EV) Loans
Membership required. Financing up to 84 months. Lends up to 125% of vehicle's value, allowing up to $2,000 for home EV charger installation to be included in the loan. Includes 0.50% rate discount compared to standard auto loan rates (rate will not go below rate floor). Comprehensive and collision insurance required ($1,000 max deductible).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | Rates as low as 4.99% APR. Includes 0.50% rate discount available on qualifying electric or hybrid vehicles (will not be below rate floor). Financing up to 84 months. Rates specific to ZIP 82001. |
Sources (3)
- bluefcu.com/rates
- es.bluefcu.com/loans/vehicle-loans/hybrid-and-ev-loans
- bluefcu.com/loans/vehicle-loans/hybrid-and-ev-loans
All captured Oct 22, 2026
Motorcycle Loans
Financing for motorcycles. Comprehensive and collision coverage required ($1,000 maximum deductible). Rates dependent on creditworthiness and loan to value.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.74% | Rates as low as 6.74% APR. Rates specific to ZIP 82001. Fixed rates subject to approval based on credit-worthiness, gross income and amount requested. |
Sources (2)
All captured Oct 22, 2026
New and Used Car Loans
Membership required. Rates depend on creditworthiness, loan-to-value, gross income, and amount requested. CPI required if acceptable insurance is not maintained ($1,000 max deductible). Up to 45 days no payments on refinancing. 5.00% interest rebate available for eligible NOVA Perks members.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49% | Rates as low as 5.49% APR. Rates specific to ZIP 82001. Fixed rates subject to approval based on credit-worthiness, gross income and amount requested. Flexible repayment terms may be available. |
Sources (3)
All captured Oct 22, 2026
Who can join Blue Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.