Credit union · NCUA insured
PFFCU – Police & Fire Federal Credit Union Auto Loan Rates
PFFCU – Police & Fire Federal Credit Union auto loans start at 5.79% APR for a new vehicle and 5.79% for a used one. Rates checked October 16, 2026.
How PFFCU – Police & Fire Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where PFFCU – Police & Fire Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
PFFCU – Police & Fire Federal Credit Union
5.79%APR
- Terms
- up to 63 months
- Up to
- 8.04% APR
- Discount
- None included
Auto Loan
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
PFFCU – Police & Fire Federal Credit Union auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.79%
- Used vehicleUsed5.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PFFCU – Police & Fire Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates subject to change. The APR received depends upon the term of the loan, credit score at application, and the vehicle model year. Mileage may not exceed 75,000 miles. Maximum age of any auto financed is 7 years from the current model year. Financing up to 120% LTV available for Tier A+, Tier 1, and Tier 2 credit scores.
| Terms | APR | Conditions |
|---|---|---|
| up to 63 months | 5.79%–8.04% | 2027, 2026, and 2025 Model Vehicles. Monthly payment $18.45 - $19.51 per $1,000. Stated APR depends on credit score. |
| up to 72 months | 6.04%–8.29% | 2027, 2026, and 2025 Model Vehicles. Monthly payment $16.59 - $17.68 per $1,000. Stated APR depends on credit score. |
| up to 75 months | 6.29%–7.54% | 2027, 2026, and 2025 Model Vehicles. Monthly payment $16.16 - $16.76 per $1,000. Stated APR depends on credit score. |
| up to 84 months | 6.54%–7.79% | 2027, 2026, and 2025 Model Vehicles. Monthly payment $14.87 - $15.48 per $1,000. Minimum loan amount $15,000 for 73 through 84 months. Stated APR depends on credit score. |
| up to 63 months | 6.04%–8.29% | 2024, 2023, and 2022 Model Vehicles. Monthly payment $18.56 - $19.63 per $1,000. Stated APR depends on credit score. |
| up to 72 months | 6.29%–8.54% | 2024, 2023, and 2022 Model Vehicles. Monthly payment $16.71 - $17.80 per $1,000. Stated APR depends on credit score. |
| up to 75 months | 6.54%–7.79% | 2024, 2023, and 2022 Model Vehicles. Monthly payment $16.28 - $16.88 per $1,000. Stated APR depends on credit score. |
| up to 63 months | 6.54%–8.79% | 2021, 2020, and 2019 Model Vehicles. Monthly payment $18.80 - $19.87 per $1,000. Stated APR depends on credit score. |
| up to 72 months | 6.79%–8.04% | 2021, 2020, and 2019 Model Vehicles. Monthly payment $16.95 - $17.55 per $1,000. Stated APR depends on credit score. |
Who can join PFFCU – Police & Fire Federal Credit Union
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