Credit union · NCUA insured
Penn Credit Union Credit Card Rates
Penn Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Penn Credit Union’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Penn Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Penn Credit Union
9.90%APR
- Up to
- —
Platinum Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
Penn Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Penn Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Credit Card
Must be a member of the credit union. Up to a $7,500.00 credit limit. Rates also apply to balance transfers from another credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed interest rate. Rate also applies to balance transfers from another credit card. |
Platinum Credit Card
Must be a member of the credit union. Up to a $10,000.00 credit limit. Rates also apply to balance transfers from another credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed interest rate. Rate also applies to balance transfers from another credit card. |
Sources (3)
All captured Sep 17, 2026
Who can join Penn Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.