Credit union · NCUA insured
Peake Federal Credit Union Auto Loan Rates
Peake Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.
How Peake Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Baltimore, MD, where Peake Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Peake Federal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
LM Federal Credit Union
4.24%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
POCU of Maryland
4.29%APR
- Terms
- up to 72 months
- Discount
- None included
Peake Federal Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peake Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Finances new and used vehicles (cars, trucks, SUVs, and motorcycles up to 10 model years old) as well as refinances. Pre-approval good for 45 days. Rates include a 0.50% APR discount for automatic payments established at loan origination. A $250 processing fee applies to refinancing an existing Peake Federal Credit Union auto loan. Optional GAP coverage, Debt Protection, and Extended Warranty available.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75% | Rates shown are lowest available APRs based on creditworthiness and other underwriting criteria. Includes 0.50% APR discount for automatic payments established at loan origination. Est. payment $18.76 per $1,000. |
| up to 72 months | 5.25% | Rates shown are lowest available APRs based on creditworthiness and other underwriting criteria. Includes 0.50% APR discount for automatic payments established at loan origination. Est. payment $16.22 per $1,000. |
| up to 84 months | 5.75% | Rates shown are lowest available APRs based on creditworthiness and other underwriting criteria. Includes 0.50% APR discount for automatic payments established at loan origination. Est. payment $14.49 per $1,000. |
| up to 60 months | 5.50% | Rates shown are lowest available APRs based on creditworthiness and other underwriting criteria. Includes 0.50% APR discount for automatic payments established at loan origination. Est. payment $19.10 per $1,000. |
| up to 72 months | 6.00% | Rates shown are lowest available APRs based on creditworthiness and other underwriting criteria. Includes 0.50% APR discount for automatic payments established at loan origination. Est. payment $16.57 per $1,000. |
| up to 84 months | 6.50% | Rates shown are lowest available APRs based on creditworthiness and other underwriting criteria. Includes 0.50% APR discount for automatic payments established at loan origination. Est. payment $14.85 per $1,000. |
| up to 60 months | 7.50% | Rates shown are lowest available APRs based on creditworthiness and other underwriting criteria. Includes 0.50% APR discount for automatic payments established at loan origination. Est. payment $20.04 per $1,000. |
| up to 60 months | 9.00% | Rates shown are lowest available APRs based on creditworthiness and other underwriting criteria. Includes 0.50% APR discount for automatic payments established at loan origination. Est. payment $20.76 per $1,000. |
Sources (4)
All captured Oct 22, 2026
Who can join Peake Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Baltimore, Anne Arundel, Carroll, Harford, or Howard Counties, or Baltimore City, can join by receiving a complimentary membership in the Maryland Consumer Council.
Employers and groups
- Employees and volunteers of partner groups and select employer groups listed by the credit union are eligible to join.
Military, government and schools
- Employees, retirees, and volunteers of Baltimore County Government (including auxiliary police and registered volunteer fire & EMS personnel) are eligible for membership.
Family and household
- Immediate family or household members of an eligible individual (including spouses, children, step-children, parents, step-parents, grandparents, grandchildren, siblings, and step-siblings) are eligible for membership.
Membership information collected October 4, 2026.