Bank · FDIC insured
CFG Bank Savings Rates
CFG Bank’s best savings rate is 4.05% APY on $10,000, with its CFG High Yield Money Market In Branch. Rates checked October 22, 2026.
How CFG Bank’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
CFG High Yield Money Market Online
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
CFG Bank savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.05%
- $10,000 balance$10,0004.05%
- $100,000 balance$100,0004.05%
- QualifiedQualified4.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CFG Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CFG High Yield Money Market In Branch
4.05%APY
Must maintain a minimum balance of $1,000 in the account daily to avoid a $10 monthly maintenance fee. Variable rate subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum balance to obtain APY is $1,000. Daily balance of $1,000 required to avoid $10 monthly maintenance fee.$1,000 and up | 4.05% | $405 | Minimum balance to obtain APY is $1,000. Daily balance of $1,000 required to avoid $10 monthly maintenance fee. |
Sources (2)
All captured Oct 9, 2026
CFG High Yield Money Market Online
4.05%APY
Must maintain a minimum balance of $1,000 in the account daily to avoid a $10 monthly maintenance fee. Variable rate subject to change. No check writing privileges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum balance to obtain APY is $1,000. Daily balance of $1,000 required to avoid $10 monthly maintenance fee. No check writing privileges.$1,000 and up | 4.05% | $405 | Minimum balance to obtain APY is $1,000. Daily balance of $1,000 required to avoid $10 monthly maintenance fee. No check writing privileges. |
Sources (2)
All captured Oct 9, 2026
Retail Money Market + ICS
3.65%APY
May add deposits at any time, check writing allowed, ATM card upon request. Subject to ICS eligibility and enrollment.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250,000 and upMinimum of $250,000 to enroll in Insured Cash Sweep program. Minimum daily balance of $250,000 to obtain APY.$250,000 and up | 3.65% | — | Minimum of $250,000 to enroll in Insured Cash Sweep program. Minimum daily balance of $250,000 to obtain APY. |
Sources (1)
- cfg.bank/personal-banking/personal-deposit-rates · captured Oct 9, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.