Credit union · NCUA insured
Transcend Credit Union Credit Card Rates
Transcend Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Transcend Credit Union’s credit card rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Transcend Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Transcend Credit Union
8.90%APR
- Up to
- 17.90% APR
Prestige Visa Credit Card
Lowest rate
Doe Run Federal Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
Liberty FCU
9.75%APR
- Up to
- —
Transcend Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Transcend Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Prestige Visa Credit Card
Membership eligibility required; $5 minimum deposit in a Regular Savings share required to establish and maintain membership. Subject to credit approval; APR based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% introductory APR for purchases and balance transfers for 6 complete billing cycles. |
| Ongoing | 8.90%–17.90% | None | Fixed rates of 8.9%, 9.9%, 11.9%, 14.9% or 17.9% APR based on credit profile. Applies to new and outstanding balances, balance transfers, purchases, and cash advances. No annual fee, cash advance fee, or balance transfer fee. |
Sources (2)
All captured Oct 5, 2026
Who can join Transcend Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who works, lives, worships, or attends school in Anderson, Bourbon, Boyle, Bullitt, Clark, Daviess, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, and Woodford counties in Kentucky.
Membership information collected October 4, 2026.