Credit union · NCUA insured
Louisville/Jefferson County Metropolitan Sewer District (MSD) Auto Loan Rates
Louisville/Jefferson County Metropolitan Sewer District (MSD) auto loans start at 4.25% APR for a new vehicle and 6.00% for a used one. Rates checked October 22, 2026.
How Louisville/Jefferson County Metropolitan Sewer District (MSD)’s auto loan rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Louisville/Jefferson County Metropolitan Sewer District (MSD) has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Louisville/Jefferson County Metropolitan Sewer District (MSD)
4.25%APR
- Terms
- up to 72 months
- Up to
- —
AUTO - NEW
Lowest rate
Brown Forman Employees Credit Union
3.99%APR
- Terms
- —
- Up to
- —
3rd-lowest rate
Indiana Members Credit Union
4.49%APR
- Terms
- 36–84 months
- Up to
- 6.74% APR
Louisville/Jefferson County Metropolitan Sewer District (MSD) auto loan score
86
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Louisville/Jefferson County Metropolitan Sewer District (MSD) ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
AUTO - NEW
Assigned APR is determined by credit score. Maximum term 72 months. 100% retail amount financed. Maximum amounts on loans secured by autos are based on current market value.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.25% | As low as 4.25% APR; maximum term 72 months; 100% amount financed retail; maximum limit based on current market value. |
Sources (1)
- louisvillemsd.org/sites/defaul…20Rates%2004-01-2026.pdf · captured Oct 7, 2026
AUTO - USED
Assigned APR is determined by credit score. Maximum amounts on loans secured by autos are based on current market value / CRV. Up to 100% amount financed retail.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.25% | Late Model Used (Current Year + 3 Years); as low as 4.25% APR; maximum term 72 months; 100% amount financed retail. |
| up to 60 months | 6.00% | Used (Over 4 Years); as low as 6.00% APR; maximum term 60 months; 100% amount financed retail; maximum limit CRV. |
| up to 48 months | 8.00% | Used (Over 10 Years); as low as 8.00% APR; maximum term 48 months; 100% amount financed retail; maximum limit CRV. |
Sources (1)
- louisvillemsd.org/sites/defaul…20Rates%2004-01-2026.pdf · captured Oct 7, 2026
Who can join Louisville/Jefferson County Metropolitan Sewer District (MSD)
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.