Credit union · NCUA insured
Ohio Healthcare FCU Credit Card Rates
Ohio Healthcare FCU credit cards start at 11.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Ohio Healthcare FCU’s credit card rates compare
Compared with banks and credit unions near Columbus, OH, where Ohio Healthcare FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Ohio Healthcare FCU
11.00%APR
- Up to
- —
VISA® Platinum w/ Bonus Points
Lowest rate
Scott Associates Credit Union Inc
8.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
State Highway Patrol Federal Credit Union
8.99%APR
- Up to
- —
Ohio Healthcare FCU credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ohio Healthcare FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Platinum w/ Bonus Points
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | Beacon Score 730 or more. Variable rate determined monthly by adding 4% to the Prime Rate. Grace period 25 days for repayment of balances for purchases. |
| Ongoing | 17.00% | None | Beacon Score 729 through 639 (variable rate formula states adding 10% to the Prime Rate for Beacon Score 729 through 640). Grace period 25 days for repayment of balances for purchases. |
| Ongoing | 18.00% | None | Beacon Score 638 or less (variable rate formula states adding 15% to the Prime Rate for Beacon Score 639 or less). Rate cap is 18.00%. Grace period 25 days for repayment of balances for purchases. |
VISA® Platinum w/ Cash Back
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00% | None | Beacon Score 730 or more (≥ 730). Variable rate determined monthly by adding 8% to the Prime Rate. Grace period 25 days for repayment of balances for purchases. |
| Ongoing | 18.00% | None | Beacon Score 729 through 639 (≤ 729 and ≥ 639). Variable rate determined monthly by adding 11% to the Prime Rate. Grace period 25 days for repayment of balances for purchases. |
Who can join Ohio Healthcare FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Ohio HealthCare FCU are eligible for membership.
- Employees, retirees, and volunteers of specified healthcare employment groups are eligible for membership.
Family and household
- Members of the immediate family or household of a current Ohio HealthCare FCU member are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership of Ohio HealthCare FCU are eligible for membership.
Membership information collected October 5, 2026.