Credit union · NCUA insured
Ohio Healthcare FCU Auto Loan Rates
Ohio Healthcare FCU auto loans start at 5.49% APR for a new vehicle and 5.74% for a used one. Rates checked October 16, 2026.
How Ohio Healthcare FCU’s auto loan rates compare
Compared with banks and credit unions near Columbus, OH, where Ohio Healthcare FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Ohio Healthcare FCU
5.49%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
Homeland Credit Union
4.19%APR
- Terms
- up to 66 months
- Up to
- 16.99% APR
- Discount
- None included
2nd-lowest rate
Abbott Laboratories Employees Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Ohio Healthcare FCU auto loan score
70
Auto loan score
Higher than 27% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ohio Healthcare FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Offers terms up to 84 months depending upon credit history and vehicle value. Covers new or used vehicle purchases and refinances from other lenders with no prepayment penalty. Actual rate may vary depending on credit history, loan term, and equity in vehicle.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.49% | New Vehicle - 2025 & 2026. Actual rate may vary depending on credit history, loan term, and equity in vehicle. |
| up to 84 months | 6.49% | New Vehicle - 2025 & 2026. Actual rate may vary depending on credit history, loan term, and equity in vehicle. |
| up to 72 months | 5.74% | Used Vehicles. Actual rate may vary depending on credit history, loan term, and equity in vehicle. |
| up to 60 months | 5.74% | Used Vehicles (2021-2023 & 2024 - less than $15K). Actual rate may vary depending on credit history, loan term, and equity in vehicle. |
| up to 48 months | 5.74% | Used Vehicles (2019-2020). Actual rate may vary depending on credit history, loan term, and equity in vehicle. |
| up to 36 months | 7.74% | Used Vehicles (2018 or older). Actual rate may vary depending on credit history, loan term, and equity in vehicle. |
Sources (3)
- ohiohealthcarefcu.com/rates
- ohiohealthcarefcu.com/auto-loan-promotion
- ohiohealthcarefcu.com/auto-loans
All captured Oct 6, 2026
Who can join Ohio Healthcare FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Ohio HealthCare FCU are eligible for membership.
- Employees, retirees, and volunteers of specified healthcare employment groups are eligible for membership.
Family and household
- Members of the immediate family or household of a current Ohio HealthCare FCU member are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership of Ohio HealthCare FCU are eligible for membership.
Membership information collected October 5, 2026.