Credit union · NCUA insured
O Bee Credit Union Credit Card Rates
Top CarrotO Bee Credit Union credit cards start at 13.40% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How O Bee Credit Union’s credit card rates compare
Compared with banks and credit unions near Olympia, WA, where O Bee Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
O Bee Credit Union
13.40%APR
- Up to
- —
Visa Classic
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
O Bee Credit Union credit card score
66
Credit card score
Higher than 16% of U.S. banks and credit unions
- Purchase APRPurchase APR13.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where O Bee Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Subject to membership eligibility requirements and credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.40% | None | Non-variable APR as low as 13.40%. No balance transfer fee. No cash advance fee (interest accrues immediately on all cash advances). Required minimum monthly payment is 2.5% of outstanding balance. 25-Day Grace Period on Purchases. |
Sources (1)
- obee.com/Everyday-Banking/Credit-Cards · captured Oct 4, 2026
Visa Rewards
Subject to membership eligibility requirements and credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | Rates as low as 13.50% APR. ScoreCard Rewards program. No balance transfer fee. No cash advance fee (interest accrues immediately on all cash advances). Required minimum monthly payment is 2.5% of outstanding balance. 25-Day Grace Period on Purchases. Earn 1 point per $1 spent (purchases only; cash advances and ATM withdrawals do not earn points). |
Sources (1)
- obee.com/Everyday-Banking/Credit-Cards · captured Oct 4, 2026
Who can join O Bee Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Washington State.
Employers and groups
- Membership is open to Pabst employees in Texas and California.
Membership information collected October 4, 2026.