Credit union · NCUA insured
O Bee Credit Union Auto Loan Rates
Top CarrotO Bee Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How O Bee Credit Union’s auto loan rates compare
Compared with banks and credit unions near Olympia, WA, where O Bee Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
O Bee Credit Union
4.99%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Our Community CU
4.49%APR
- Terms
- up to 60 months
O Bee Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where O Bee Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
New and used auto loans and refinancing.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | New and Used vehicles. Flexible terms or refinancing on existing vehicles. |
Sources (1)
- obee.com/auto · captured Oct 4, 2026
Who can join O Bee Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Washington State.
Employers and groups
- Membership is open to Pabst employees in Texas and California.
Membership information collected October 4, 2026.