Credit union · NCUA insured
Northwest Consumers Federal Credit Union Auto Loan Rates
Top CarrotNorthwest Consumers Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How Northwest Consumers Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Traverse City, MI, where Northwest Consumers Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Northwest Consumers Federal Credit Union
5.50%APR
- Terms
- —
Auto Loans
Lowest rate
Credit Union ONE
4.99%APR
- Terms
- up to 60 months
2nd-lowest rate
Northland Area FCU
4.99%APR
- Terms
- up to 72 months
Northwest Consumers Federal Credit Union auto loan score
72
Auto loan score
Higher than 32% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northwest Consumers Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 5.50% | APR as low as stated |
Who can join Northwest Consumers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who works, worships, attends school or lives in Grand Traverse County is eligible for membership.
Family and household
- Immediate family members of eligible individuals can join Northwest Consumers Federal Credit Union.
Membership information collected October 5, 2026.