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Credit union · NCUA insured

Northwest Consumers Federal Credit Union CD Rates

Top Carrot, Carrot Score 88Top Carrot

Northwest Consumers Federal Credit Union’s best CD rate is 2.53% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How Northwest Consumers Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Traverse City, MI, where Northwest Consumers Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 88

    This credit union’s best

    Northwest Consumers Federal Credit Union

    2.53%APY

    Term
    60 months
    Minimum
    $500
    Earns on $10,000
    $1,331

    Share Certificates (CD’s)

  • Top rate

    Nicolet National Bank

    4.75%APY

    Term
    60 months
    Minimum
    $2,500
    Earns on $10,000
    $2,612

    Nicolet National Bank rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    MSU Federal Credit Union

    4.35%APY

    Term
    84 months
    Minimum
    $2,500
    Earns on $10,000
    $3,472

    MSU Federal Credit Union rates

Compare CD rates near you →

Northwest Consumers Federal Credit Union CD score

64

CD score

Higher than 11% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo0.45%
  • 9–15 months9–15 mo1.76%
  • 16–30 months16–30 mo2.02%
  • 31–60 months31–60 mo2.53%
  • QualifiedQualified2.53%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Northwest Consumers Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Northwest Consumers Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Anyone who works, worships, attends school or lives in Grand Traverse County is eligible for membership.

Family and household

  • Immediate family members of eligible individuals can join Northwest Consumers Federal Credit Union.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Northwest Consumers Federal Credit Union overview