Credit union · NCUA insured
HopeSouth Credit Union Savings Rates
HopeSouth Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Savings Account. Rates checked October 22, 2026.
How HopeSouth Credit Union’s savings rates compare
Compared with banks and credit unions near Greenwood, SC, where HopeSouth Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
HopeSouth Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,500
- Earns on $10,000 a year
- $200
Money Market Account
2nd-highest rate
South Carolina State Credit Union
1.01%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $101
3rd-highest rate
Peach State Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
HopeSouth Credit Union savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HopeSouth Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 2.00%APY
Compounded and credited monthly. Qualifications require direct deposit and 10 debit card transactions per month. No fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000If qualifications met (requires direct deposit and 10 debit card transactions per month). Compounded and credited monthly. | 2.00% | $200 | If qualifications met (requires direct deposit and 10 debit card transactions per month). Compounded and credited monthly. |
| Any balanceIf qualifications not met. Compounded and credited monthly. | 0.05% | $5 | If qualifications not met. Compounded and credited monthly. |
Sources (2)
All captured Sep 19, 2026
Regular Savings Account
0.10%APY
Membership eligibility open to all who live, work, worship, or attend school in Abbeville and Greenwood Counties.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and credited quarterly; dividend period is quarterly. $100.00 minimum balance to earn APY.$100 and up | 0.10% | $10 | Dividends compounded and credited quarterly; dividend period is quarterly. $100.00 minimum balance to earn APY. |
Sources (3)
- hopesouth.org/accounts/savings
- hopesouth.org/accounts/savings/basic-savings
- hopesouth.org/accounts/savings/deposit-rates
All captured Sep 19, 2026
Special-purpose accounts
IRA Savings Account
0.50%APY
Traditional IRA savings allows tax-deferred growth. Annual contribution limits apply ($5,500/year, or $6,500 if age 50 or older). Penalty-free withdrawals at age 59 1/2 or older; RMD required at age 70 1/2. Membership eligibility applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and credited quarterly; dividend period is quarterly. $100.00 minimum balance to earn APY.$100 and up | 0.50% | $50 | Dividends compounded and credited quarterly; dividend period is quarterly. $100.00 minimum balance to earn APY. |
Sources (3)
- hopesouth.org/accounts/savings/iras
- hopesouth.org/accounts/savings
- hopesouth.org/accounts/savings/deposit-rates
All captured Sep 19, 2026
Christmas Club Savings Account
0.10%APY
Membership eligibility open to all who live, work, worship, or attend school in Abbeville and Greenwood Counties. Special savings account designed to save for the holidays.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and credited quarterly; dividend period is quarterly. $100.00 minimum balance to earn APY.$100 and up | 0.10% | $10 | Dividends compounded and credited quarterly; dividend period is quarterly. $100.00 minimum balance to earn APY. |
Sources (3)
- hopesouth.org/accounts/savings
- hopesouth.org/accounts/savings/christmas-club
- hopesouth.org/accounts/savings/deposit-rates
All captured Sep 19, 2026
Vacation Club Savings Account
0.10%APY
Membership eligibility open to all who live, work, worship, or attend school in Abbeville and Greenwood Counties. Special savings account designed to save for vacations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded and credited quarterly; dividend period is quarterly. $100.00 minimum balance to earn APY.$100 and up | 0.10% | $10 | Dividends compounded and credited quarterly; dividend period is quarterly. $100.00 minimum balance to earn APY. |
Sources (3)
- hopesouth.org/accounts/savings/vacation-club-savings
- hopesouth.org/accounts/savings
- hopesouth.org/accounts/savings/deposit-rates
All captured Sep 19, 2026
Who can join HopeSouth Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.