Credit union · NCUA insured
Peach State Federal Credit Union Credit Card Rates
Top CarrotPeach State Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Peach State Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where Peach State Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Peach State Federal Credit Union
8.90%APR
- Up to
- —
Platinum A+ With Rewards
Lowest rate
Faith Connection FCU
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- 17.90% APR
Peach State Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peach State Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum A with Rewards
Subject to credit approval based on creditworthiness and underwriting standards. Requires a $15 processing/application fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Regular APR for purchases, balance transfers, and cash advances based on creditworthiness. No penalty APR. |
| Intro, 6 months | 0.00% | None | Introductory 0% APR applies to purchases, cash advances, and balance transfers for the first six statement periods following account opening for new Visa Credit Card accounts only. Returns to approved card APR after promo period or if minimum periodic payment is missed within 60 days of due date. |
Sources (2)
All captured Oct 7, 2026
Platinum A+ No Rewards
Subject to credit approval based on creditworthiness and underwriting standards. Requires a $15 processing/application fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.90% | None | Regular APR for purchases, balance transfers, and cash advances based on creditworthiness. No penalty APR. |
| Intro, 6 months | 0.00% | None | Introductory 0% APR applies to purchases, cash advances, and balance transfers for the first six statement periods following account opening for new Visa Credit Card accounts only. Returns to approved card APR after promo period or if minimum periodic payment is missed within 60 days of due date. |
Sources (2)
All captured Oct 7, 2026
Platinum A+ With Rewards
Subject to credit approval based on creditworthiness and underwriting standards. Requires a $15 processing/application fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Regular APR for purchases, balance transfers, and cash advances based on creditworthiness. No penalty APR. |
| Intro, 6 months | 0.00% | None | Introductory 0% APR applies to purchases, cash advances, and balance transfers for the first six statement periods following account opening for new Visa Credit Card accounts only. Returns to approved card APR after promo period or if minimum periodic payment is missed within 60 days of due date. |
Sources (2)
All captured Oct 7, 2026
Platinum with Rewards
Subject to credit approval based on creditworthiness and underwriting standards. Requires a $15 processing/application fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Regular APR for purchases, balance transfers, and cash advances based on creditworthiness. No penalty APR. |
| Intro, 6 months | 0.00% | None | Introductory 0% APR applies to purchases, cash advances, and balance transfers for the first six statement periods following account opening for new Visa Credit Card accounts only. Returns to approved card APR after promo period or if minimum periodic payment is missed within 60 days of due date. |
Sources (2)
All captured Oct 7, 2026
Student Platinum with Rewards
Designed for younger members building credit. Minimum age is 18. A guarantor may be necessary if annual income is not sufficient for repayment. Subject to credit approval. Requires a $15 processing/application fee. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Regular APR for purchases, balance transfers, and cash advances based on creditworthiness. No penalty APR. |
| Intro, 6 months | 0.00% | None | Introductory 0% APR applies to purchases, cash advances, and balance transfers for the first six statement periods following account opening for new Visa Credit Card accounts only. Returns to approved card APR after promo period or if minimum periodic payment is missed within 60 days of due date. |
Sources (2)
All captured Oct 7, 2026
Who can join Peach State Federal Credit Union
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