Credit union · NCUA insured
TRU Federal Credit Union Auto Loan Rates
TRU Federal Credit Union auto loans start at 3.50% APR for a new vehicle. Rates checked October 22, 2026.
How TRU Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Greenwood, SC, where TRU Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TRU Federal Credit Union
3.50%APR
- Terms
- up to 120 months
- Up to
- —
New Vehicle Loan
2nd-lowest rate
South Carolina State Credit Union
3.95%APR
- Terms
- up to 96 months
- Up to
- 15.49% APR
3rd-lowest rate
Peach State Federal Credit Union
3.99%APR
- Terms
- 37–60 months
- Up to
- —
TRU Federal Credit Union auto loan score
87
Auto loan score
Higher than 78% of U.S. banks and credit unions
- New vehicleNew3.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TRU Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan
Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 120 months | 3.50% | Rate based on creditworthiness and term of loan. |
Sources (1)
- tru-fcu.org · captured Oct 4, 2026
Who can join TRU Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in Abbeville, Greenwood, Laurens, McCormick, Newberry, and Saluda Counties, South Carolina, a rural district qualify for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, or grandchild, including step or adoptive relationships) and household members living in the same residence maintaining a single economic unit of a current credit union member qualify for membership.
Membership information collected October 4, 2026.