Credit union · NCUA insured
Neighbors Federal Credit Union Credit Card Rates
Neighbors Federal Credit Union credit cards start at 10.65% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Neighbors Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Neighbors Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Neighbors Federal Credit Union
10.65%APR
Save Visa Credit Card
Lowest rate
BRECO FCU
7.90%APR
2nd-lowest rate
DOCCU
8.90%APR
Neighbors Federal Credit Union credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Neighbors Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Elite Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | — |
Sources (2)
- neighborsfcu.org/borrow/credit…rds/compare-credit-cards
- neighborsfcu.org/borrow/credit…s/elite-visa-credit-card
All captured Oct 16, 2026
Point Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on balance transfers for a period of 12 billing cycles; applies to transactions posted during first 12 months following account opening; existing balances on Neighbors FCU loan or credit card accounts not eligible. |
| Intro, 12 months | 1.90% | None | Introductory APR on purchases for a period of 12 billing cycles; applies to transactions posted during first 12 months following account opening. |
| Ongoing | 12.65% | None | After first year, rates as low as 12.65 % APR |
Sources (2)
- neighborsfcu.org/borrow/credit…rds/compare-credit-cards
- neighborsfcu.org/borrow/credit…s/point-visa-credit-card
All captured Oct 16, 2026
Save Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR on balance transfers for a period of 12 billing cycles; applies to transactions posted during first 12 months following account opening; existing balances on Neighbors FCU loan or credit card accounts not eligible. |
| Intro, 12 months | 1.90% | None | Introductory APR on purchases for a period of 12 billing cycles; applies to transactions posted during first 12 months following account opening. |
| Ongoing | 10.65% | None | Rates as low as 10.65% APR. |
Sources (2)
- neighborsfcu.org/borrow/credit…rds/compare-credit-cards
- neighborsfcu.org/borrow/credit…ds/save-visa-credit-card
All captured Oct 16, 2026
Step Visa Credit Card
The credit line you receive is based on the amount in your savings account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | — |
Sources (1)
- neighborsfcu.org/borrow/credit…rds/compare-credit-cards · captured Oct 16, 2026
Who can join Neighbors Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.