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Credit union · NCUA insured

Nebraska Energy Federal Credit Union Credit Card Rates

Nebraska Energy Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Nebraska Energy Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Columbus, NE, where Nebraska Energy Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    Nebraska Energy Federal Credit Union

    10.90%APR

    Annual fee
    None
    Up to
    16.90% APR

    Platinum Rewards Mastercard

  • 2nd-lowest rate

    Pinnacle Bank

    10.99%APR

    Annual fee
    None
    Up to
    —

    Pinnacle Bank rates

  • 3rd-lowest rate

    BMO

    18.49%APR

    Annual fee
    $95
    Up to
    27.49% APR

    BMO rates

Compare credit card rates near you →

Nebraska Energy Federal Credit Union credit card score

79

Credit card score

Higher than 48% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR10.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Nebraska Energy Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Nebraska Energy Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Board members of approved organizations are eligible for membership.
  • Employees who work at entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming, and Colorado are eligible for membership.
  • Employees of companies that provide products or services to the electrical power industry in Nebraska are eligible for membership.
  • Retirees of approved organizations are eligible for membership.

Military, government and schools

  • Students enrolled in Nebraska Lineman or Wind and Solar School are eligible for membership.
  • Employees of a Municipality in Nebraska are eligible for membership.
2 more ways to join

Family and household

  • Extended family members are eligible for membership.
  • Immediate family members are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Nebraska Energy Federal Credit Union overview