Credit union · NCUA insured
Nebraska Energy Federal Credit Union Auto Loan Rates
Nebraska Energy Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 5.60% for a used one. Rates checked October 22, 2026.
How Nebraska Energy Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Columbus, NE, where Nebraska Energy Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Nebraska Energy Federal Credit Union
4.75%APR
- Terms
- —
New Auto Loan
2nd-lowest rate
OneNebraska Federal Credit Union
4.80%APR
- Terms
- up to 60 months
Nebraska Energy Federal Credit Union auto loan score
82
Auto loan score
Higher than 60% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed5.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Nebraska Energy Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Up to 100% financing available (purchase price/sticker plus add-ons for taxes, title, licensing, GAP, Mechanical Breakdown Coverage, and Auto Essentials Coverage). Subject to credit qualifications. Title processing fee of $40 applies.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | Limited-time special. As low as 4.75% APR. Rate based on creditworthiness and term of loan. |
Used Auto Loan
Up to 100% of J.D. Power Clean Retail Value plus add-ons for taxes, title, licensing, GAP, Mechanical Breakdown Coverage, and Auto Essentials Coverage. Subject to credit qualifications. Title processing fee of $40 applies.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.60% | Limited-time special. As low as 5.60% APR. Rate based on creditworthiness and term of loan. |
Who can join Nebraska Energy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Board members of approved organizations are eligible for membership.
- Employees who work at entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming, and Colorado are eligible for membership.
- Employees of companies that provide products or services to the electrical power industry in Nebraska are eligible for membership.
- Retirees of approved organizations are eligible for membership.
Military, government and schools
- Students enrolled in Nebraska Lineman or Wind and Solar School are eligible for membership.
- Employees of a Municipality in Nebraska are eligible for membership.
2 more ways to join
Family and household
- Extended family members are eligible for membership.
- Immediate family members are eligible for membership.
Membership information collected October 4, 2026.