Metro Community Federal Credit Union Savings & Money Market Rates

How Metro Community Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Huntington, WV-KY-OH, where Metro Community Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Metro Community Federal Credit Union
0.05%APY
Requires
None
Minimum
$5
Earns on $10,000 a year
$5
Regular Savings
Top rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates
2nd-highest rate
CommunityAmerica Credit Union
3.20%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$320
CommunityAmerica Credit Union rates

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Savings score

Higher than 3% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.05%
$100,000 balance$100,0000.05%
QualifiedQualified0.05%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Metro Community Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Regular Savings

0.05%APY$5 to open

Start with $5 deposit to open. No monthly fee, no minimum balance after opening. Dividends paid on balance. Membership eligibility required (live, work, worship, or attend school in Cabell, Wayne, or Putnam County, WV; Lawrence County, OH; or Carter, Lawrence, or Greenup counties, KY).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $4,999No minimum balance after opening; rate applies to balances between $100 and $4,999. APY subject to change at any time without notice.	0.05%	—	No minimum balance after opening; rate applies to balances between $100 and $4,999. APY subject to change at any time without notice.
$5,000 – $19,999Rate applies to balances between $5,000 and $19,999. APY subject to change at any time without notice.	0.05%	$5	Rate applies to balances between $5,000 and $19,999. APY subject to change at any time without notice.
$20,000 and upRate applies to balances $20,000 and above. APY subject to change at any time without notice.	0.05%	—	Rate applies to balances $20,000 and above. APY subject to change at any time without notice.

Sources (2)

All captured Sep 19, 2026

Special-purpose accounts

IRA Savings

0.35%APYIRA

Includes Traditional and Roth IRA savings options for retirement savings with tax-deferred or tax-free growth. Membership eligibility required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $4,999Rate applies to balances between $100 and $4,999. APY subject to change at any time without notice.	0.25%	—	Rate applies to balances between $100 and $4,999. APY subject to change at any time without notice.
$5,000 – $19,999Rate applies to balances between $5,000 and $19,999. APY subject to change at any time without notice.	0.35%	$35	Rate applies to balances between $5,000 and $19,999. APY subject to change at any time without notice.
$20,000 and upRate applies to balances $20,000 and above. APY subject to change at any time without notice.	0.60%	—	Rate applies to balances $20,000 and above. APY subject to change at any time without notice.

Sources (2)

All captured Sep 19, 2026

Who can join Metro Community Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

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