Credit union · NCUA insured
Mesquite CU Auto Loan Rates
Mesquite CU auto loan rates start at 4.10% APR. Rates checked October 16, 2026.
How Mesquite CU’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where Mesquite CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Mesquite CU
– –
- Terms
- —
No ongoing APR published
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Vehicles
Financing terms extend up to 84 months for new and used vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.10% | Rate based on creditworthiness, age of collateral, and term of loan. Lowest rate shown includes rate discounts offered for addition of added products/services (direct deposit, automatic payment transfer, GAP coverage, warranty, or credit life/disability insurance). Not all members will qualify for lowest rate. Rates subject to change without notice. |
Who can join Mesquite CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work within Mesquite city limits are eligible for membership.
Employers and groups
- Individuals who work at designated select employee groups located in Sunnyvale and Balch Springs (including ABC Doors of Dallas, Adell Corporation, Associated Air & Appliance, Asthma & Lung Specialists, Baker Drywall, Dallas Athletic Club, Glen Thurman Incorporated, Identification Plates, SCS, Enterprises, McDonald's Food Service, Medical Center of Mesquite, N. Texas Neurological Center, Numo Manufacturing, Paragon Industries, Power Maintenance, Refrigerated Specialist Inc., Reliable Plumbing, Skyline Ford, Stevens Transport, T&L Plumbing, Telefones Plus, Tiseo Paving Company, Total Plumbing, Town East Ford, Triangle Plastering, and Urban Fire Protection) are eligible for membership.
Military, government and schools
- Individuals who work for qualifying local government entities located in Sunnyvale and Balch Springs, including City of Balch Springs, City of Mesquite, and Town of Sunnyvale, are eligible for membership.
Family and household
- Anyone who is a relative of an existing member of Mesquite Credit Union is eligible for membership.
Cost to join
- Joining Mesquite Credit Union requires opening a savings account with a minimum opening deposit of $25.
Membership information collected October 5, 2026.