Bank · FDIC insured
M&T Bank
A $218.8B bank, the 21st largest of 4,207, headquartered in Buffalo, NY, with 933 branches in 14 states. Best rates: savings 0.01% APY.
M&T Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#157 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About M&T Bank
M&T Bank has evolved across its 165-year history.
- Headquarters
- 1 M And T Plz, Buffalo, NY 14203
- FDIC certificate
- 588 ↗
Branches
933 branches in 14 states
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New York
271 branchesMaryland
148 branchesPennsylvania
133 branchesConnecticut
109 branchesNew Jersey
65 branchesMassachusetts
62 branchesDelaware
35 branchesVermont
33 branchesVirginia
24 branches
Washington area · 20
- Mount Vernon Square Branch7485 Richmond Highway, Alexandria, VA 22306Directions
- Old Town Branch833 S Washington St, Alexandria, VA 22314Directions
- Annandale Heritage Branch7857 Heritage Drive, Annadale, VA 22003Directions
- Arlington Branch4736 Langston Blvd, Arlington, VA 22207Directions
- Ashburn Branch43911 Farmwell Hunt Plz, Ashburn, VA 20147Directions
- Centreville Branch14245-R Centreville Square, Store 8, Centreville, VA 20121Directions
- Fairfax Circle Branch9720 Lee Hwy, Fairfax, VA 22031Directions
- Lee Plaza Branch11721 Lee Hwy, Fairfax, VA 22030Directions
- Merrifield Branch8414 Lee Hwy, Fairfax, VA 22031Directions
- Falls Church Branch133 S Washington St, Falls Church, VA 22046Directions
- Fredericksburg Plank Road Branch2062 Plank Rd, Fredericksburg, VA 22401Directions
- Herndon Branch1025 Herndon Pkwy, Herndon, VA 20170Directions
- Leesburg Branch341 E Market St, Leesburg, VA 20176Directions
- Manassas Liberia Shoppers Branch9408 Grant Ave, Manassas, VA 20110Directions
- Old Dominion Branch6661 Old Dominion Dr, McLean, VA 22101Directions
- Reston Business Banking Center1886 Metro Center Dr, Reston, VA 20190Directions
- Sunset Hills Branch12170 Sunset Hills Rd, Reston, VA 20190Directions
- Dulles Town Center Branch21099 Dulles Town Cir, Sterling, VA 20166Directions
- Gallows Road Branch1960 Gallows Rd, Vienna, VA 22182Directions
- Lake Ridge Branch12451 Hedges Run Dr, Woodbridge, VA 22192Directions
Richmond area · 4
- Sliding Hill Branch9695 Sliding Hill Rd, Ashland, VA 23005Directions
- Parkside Branch10791 W Broad St, Glen Allen, VA 23060Directions
- Atlee Branch8206 Atlee Rd, Mechanicsville, VA 23116Directions
- West Broad Branch3124 W Broad St, Richmond, VA 23230Directions
New Hampshire
23 branchesMaine
15 branchesDistrict of Columbia
7 branchesFlorida
3 branchesWest Virginia
2 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.51% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.35% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $83 | $85 | — |
- CapitalLeverage ratio9.51%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.35%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$83Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of M&T Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.