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Bank · FDIC insured

M&T Bank

A $218.8B bank, the 21st largest of 4,207, headquartered in Buffalo, NY, with 933 branches in 14 states. Best rates: savings 0.01% APY.

M&T Bank Carrot Score

60

Carrot Score

Higher than 2% of U.S. banks and credit unions

#157 of 161 in New York, NY-NJ metroHow the score works →

Deposits are federally insured by the FDIC up to $250,000 per depositor.

About M&T Bank

M&T Bank has evolved across its 165-year history.

Headquarters
1 M And T Plz, Buffalo, NY 14203
FDIC certificate
588 ↗
Visit institution website ↗

933 branches in 14 states

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Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.