Bank · FDIC insured
M&T Bank
A $218.8B bank, the 21st largest of 4,207, headquartered in Buffalo, NY, with 933 branches in 14 states. Best rates: savings 0.01% APY.
M&T Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#157 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About M&T Bank
M&T Bank has evolved across its 165-year history.
- Headquarters
- 1 M And T Plz, Buffalo, NY 14203
- FDIC certificate
- 588 ↗
Branches
933 branches in 14 states
Loading map…
New York
271 branchesMaryland
148 branches
Baltimore area · 84
- Aberdeen Branch207 W Bel Air Ave, Aberdeen, MD 21001Directions
- Emmorton Branch1 Box Ridge Dr, Abingdon, MD 21009Directions
- Parole Branch2027 Somerville Rd, Annapolis, MD 21401Directions
- West Street Annapolis Branch67 West St, Annapolis, MD 21401Directions
- Bay Hills Branch1250 Bay Dale Dr, Arnold, MD 21012Directions
- Baltimore Peninsula Branch301 Mission Blvd, Baltimore, MD 21230Directions
- Belvedere Branch5910 York Rd, Baltimore, MD 21212Directions
- Bwi Airport Branch1 Scott Drive, Linthicum Heights, Baltimore, MD 21240Directions
- Canton Branch2934 Odonnell St, Baltimore, MD 21224Directions
- Eutaw Street Branch329 W Baltimore St, Baltimore, MD 21201Directions
- Federal Hill Branch1111 Light St, Baltimore, MD 21230Directions
- Fells Point Branch432 S Broadway, Baltimore, MD 21231Directions
- Gardenville5225 Belair Rd, Baltimore, MD 21206Directions
- Hampden Baltimore Branch1010 W 36th St, Baltimore, MD 21211Directions
- Harford Road Branch8200 Harford Rd, Baltimore, MD 21234Directions
- Highlandtown Branch3401 Eastern Ave, Baltimore, MD 21224Directions
- Howard Street Branch715 N Howard St, Baltimore, MD 21201Directions
- Kirk Avenue Branch776 E 25th St, Baltimore, MD 21218Directions
- Light And Redwood Branch1 Light St, Baltimore, MD 21202Directions
- Mchenry Row Branch1725 Whetstone Way, Baltimore, MD 21230Directions
- Overlea Fullerton Branch7604 Belair Rd, Baltimore, MD 21236Directions
- Patapsco Village Branch3470 Annapolis Rd, Baltimore, MD 21227Directions
- Patterson Park Branch159 N Luzerne Ave, Baltimore, MD 21224Directions
- Reisterstown Plaza Branch6814 Reisterstown Rd, Baltimore, MD 21215Directions
- Roland Park Branch5201 Roland Ave, Baltimore, MD 21210Directions
- University Hospital Branch22 S Greene St, Baltimore, MD 21201Directions
- Wilkens Plaza Branch4656 Wilkens Ave, Baltimore, MD 21229Directions
- Woodlawn Branch7210 Ambassador Rd, Baltimore, MD 21244Directions
- Bel Air Drive-In Branch5 South Bond Street, Bel Air, MD 21014Directions
- Bel Air Main Branch221 South Main Street, Bel Air, MD 21014Directions
- Fountain Green Branch1201 Agora Dr, Bel Air, MD 21014Directions
- Catonsville Branch705 Frederick Rd, Catonsville, MD 21228Directions
- Ingleside Branch5642 Baltimore National Pike, Catonsville, MD 21228Directions
- Ingleside Drive-In Branch5642 Baltimore National Pike, Catonsville, MD 21228Directions
- Kent Island Branch60 Kent Town Market, Chester, MD 21619Directions
- Clarksville Branch6015 Daybreak Cir, Clarksville, MD 21029Directions
- Columbia 100 Branch4915 Executive Park Dr, Columbia, MD 21045Directions
- Dobbin Road Branch6395 Dobbin Rd, Columbia, MD 21045Directions
- King'S Contrivance Branch8640 Guilford Rd, Columbia, MD 21046Directions
- One Mall North Branch10025 Governor Warfield Pkwy, Columbia, MD 21044Directions
- Deale Branch632 E Bay Front Rd, Deale, MD 20751Directions
- Dundalk Heritage Park Branch39 Shipping Pl, Dundalk, MD 21222Directions
- Merritt Manor Branch1115 Merritt Blvd, Dundalk, MD 21222Directions
- Edgewater Branch3150 Solomons Island Rd, Edgewater, MD 21037Directions
- Woodbridge Branch1409 Pulaski Hwy, Edgewood, MD 21040Directions
- Bethany Lane10100 Baltimore National Pike, Ellicott City, MD 21042Directions
- St. John'S Lane Branch9125 Baltimore National Pike, Ellicott City, MD 21042Directions
- Essex Branch809 Eastern Blvd, Essex, MD 21221Directions
- Waugh Chapel Branch2637 Brandermill Blvd, Gambrills, MD 21054Directions
- Brooklyn Crossing Branch6314 Ritchie Hwy, Glen Burnie, MD 21061Directions
- Crain Highway Branch123 Crain Hwy N, Glen Burnie, MD 21061Directions
- Glen Burnie Branch6707 Governor Ritchie Hwy, Glen Burnie, MD 21061Directions
- Hampstead Branch1200 N Main St, Hampstead, MD 21074Directions
- Bwi Commerce Park Branch7500 B Connelley Drive, Hanover, MD 21076Directions
- Bulle Rock Branch1500 Blenhiem Farm Ln, Havre de Grace, MD 21078Directions
- Hunt Valley Branch120 Shawan Rd, Hunt Valley, MD 21030Directions
- Greenspring Station Branch10745 Falls Rd, Lutherville, MD 21093Directions
- Towson Private Banking Branch1966 Greenspring Drive, Lutherville Timonium, MD 21093Directions
- Old Mill Branch495 Old Mill Rd, Millersville, MD 21108Directions
- Mount Airy Branch1001 Twin Arch Rd Ste 2600, Mount Airy, MD 21771Directions
- Joppa Road Branch4131 E Joppa Rd, Nottingham, MD 21236Directions
- Nottingham Square At White Marsh Branch5100 Campbell Blvd, Nottingham, MD 21236Directions
- Perry Hall Branch8627 Belair Rd, Nottingham, MD 21236Directions
- Odenton Branch1351 Blair Dr, Odenton, MD 21113Directions
- Owings Mills New Towne Branch9780 Groffs Mill Dr, Owings Mills, MD 21117Directions
- Painters Mill Branch9840 Reisterstown Rd, Owings Mills, MD 21117Directions
- Hereford Branch212 Mount Carmel Rd, Parkton, MD 21120Directions
- North Plaza Branch8812 Waltham Woods Rd, Parkville, MD 21234Directions
- Riviera Plaza Branch8493 Fort Smallwood Rd, Pasadena, MD 21122Directions
- Jacksonville Branch14301 Jarrettsville Pike, Phoenix, MD 21131Directions
- Pikesville Branch3763 Old Court Rd, Pikesville, MD 21208Directions
- Randallstown Branch8638 Liberty Rd, Randallstown, MD 21133Directions
- Reisterstown-Chartley Branch126 Chartley Dr, Reisterstown, MD 21136Directions
- Eastern Branch8314 Pulaski Hwy, Rosedale, MD 21237Directions
- Severna Park Branch568 Ritchie Hwy, Severna Park, MD 21146Directions
- North Point Blvd Branch5236 N Point Blvd, Sparrows Point, MD 21219Directions
- Eldersburg Branch1325 Liberty Rd, Sykesville, MD 21784Directions
- Timonium At Deereco Branch9625 Deereco Rd, Timonium, MD 21093Directions
- Yorkridge Branch42 W Ridgely Rd, Timonium, MD 21093Directions
- Hillendale Branch6889 Loch Raven Blvd, Towson, MD 21286Directions
- Ruxton Branch7615 Bellona Ave, Towson, MD 21204Directions
- Towson Branch405 Washington Ave, Towson, MD 21204Directions
- Towson York Road Branch1005 York Rd, Towson, MD 21204Directions
- Westminster Branch625a Baltimore Blvd, Westminster, MD 21157Directions
Washington area · 38
- One Bethesda Center Branch4800 Hampden Ln, Bethesda, MD 20814Directions
- Bowie Branch6990 Laurel Bowie Rd, Bowie, MD 20715Directions
- Clinton Branch6304 Kirby Rd, Clinton, MD 20735Directions
- University Of Maryland3972 Campus Dr, College Park, MD 20740Directions
- Damascus Branch9801 Main St, Damascus, MD 20872Directions
- Fort Washington Branch11807 Livingston Rd, Fort Washington, MD 20744Directions
- 7th Street Branch929 W 7th St, Frederick, MD 21701Directions
- Court Street Branch26 N Court St, Frederick, MD 21701Directions
- Francis Scott Key Mall Branch5585 Spectrum Dr, Frederick, MD 21703Directions
- Golden Mile Branch1304 W Patrick St, Frederick, MD 21703Directions
- Weis Spring Ridge Branch6093 Spring Ridge Pkwy, Frederick, MD 21701Directions
- Worman'S Mill Branch91 Routzahn Way, Frederick, MD 21701Directions
- Diamond Farms Branch5 Bank St, Gaithersburg, MD 20878Directions
- Flower Hill Way Branch18261 Flower Hill Way, Gaithersburg, MD 20879Directions
- Gaithersburg Branch215 N Frederick Ave, Gaithersburg, MD 20877Directions
- Quince Orchard Branch12110 Darnestown Rd, Gaithersburg, MD 20878Directions
- Germantown Branch12914 Middlebrook Rd, Germantown, MD 20874Directions
- Milestone Branch21006 Frederick Rd, Germantown, MD 20876Directions
- Greenbelt Branch7599 Greenbelt Rd, Greenbelt, MD 20770Directions
- Kensington Crossing Branch10619 Connecticut Ave, Kensington, MD 20895Directions
- Largo Plaza Branch10410 Campus Way S, Largo, MD 20774Directions
- Laurel Branch207 Bowie Rd, Laurel, MD 20707Directions
- Olney Branch3221 Spartan Rd, Olney, MD 20832Directions
- Oxon Hill Branch6262 Oxon Hill Rd, Oxon Hill, MD 20745Directions
- Poolesville Branch19616 Fisher Ave, Poolesville, MD 20837Directions
- Cabin John Mall Branch11325 Seven Locks Rd, Potomac, MD 20854Directions
- Potomac Village Branch10100 River Rd, Potomac, MD 20854Directions
- College Plaza Branch15190 Frederick Rd, Rockville, MD 20850Directions
- Life Sciences Branch9600 Medical Center Dr, Rockville, MD 20850Directions
- Pike Center Branch12161 Rockville Pike, Rockville, MD 20852Directions
- Rockville Pike Branch51 W Edmonston Dr, Rockville, MD 20852Directions
- Rockville Regional Office Branch1 Research Ct, Rockville, MD 20850Directions
- Leisure World Branch3866 International Dr, Silver Spring, MD 20906Directions
- Silver Spring Branch8730 Georgia Ave, Silver Spring, MD 20910Directions
- Tech Park Branch12200 Tech Rd, Silver Spring, MD 20904Directions
- Upper Marlboro Branch14700 Main St, Upper Marlboro, MD 20772Directions
- Waldorf Branch11175 Mall Cir, Waldorf, MD 20603Directions
- Glenmont Branch12041 Georgia Ave, Wheaton, MD 20902Directions
Hagerstown area · 9
- Boonsboro Branch7620 Old National Pike, Boonsboro, MD 21713Directions
- Clear Spring Branch121 South Mill Street, Clear Spring, MD 21722Directions
- Dual Highway Branch930 Dual Hwy, Hagerstown, MD 21740Directions
- North Hagerstown Branch13409 Pennsylvania Ave, Hagerstown, MD 21742Directions
- Oak Ridge Branch10721 Fairway Ln, Hagerstown, MD 21740Directions
- Valley Mall Branch17301 Valley Mall Rd, Hagerstown, MD 21740Directions
- Valley Mall Drive-In Branch17301 Valley Mall Rd, Hagerstown, MD 21740Directions
- Hancock Branch279 N Pennsylvania Ave, Hancock, MD 21750Directions
- Williamsport Branch14 W Potomac St, Williamsport, MD 21795Directions
Cumberland area · 4
- Downtown Cumberland Branch166 Baltimore St, Cumberland, MD 21502Directions
- Frostburg Branch10600 New Georges Creek Rd Sw, Frostburg, MD 21532Directions
- National Highway Branch1201 National Hwy, La Vale, MD 21502Directions
- Westernport Branch51 Main St, Westernport, MD 21562Directions
Lexington Park area · 3
- Charlotte Hall Branch37660 Mohawk Dr, Charlotte Hall, MD 20622Directions
- Dunkirk Branch10090 Southern Maryland Blvd, Dunkirk, MD 20754Directions
- Prince Frederick Branch510 Solomons Island Rd N, Prince Frederick, MD 20678Directions
Salisbury area · 3
- Carroll Street Branch155 E Carroll St, Salisbury, MD 21801Directions
- Route 50 Branch222 Phillip Morris Dr, Salisbury, MD 21804Directions
- Waverly Branch823 S Salisbury Blvd, Salisbury, MD 21801Directions
Ocean Pines area · 2
- Ocean Pines Branch11003 Manklin Creek Rd, Berlin, MD 21811Directions
- Snow Hill Branch110 W Market St, Snow Hill, MD 21863Directions
Cambridge area · 1
- Cambridge Main Branch405 Sunburst Hwy, Cambridge, MD 21613Directions
Philadelphia area · 1
- Rising Sun Branch2841 Jacob Tome Memorial Hwy, Colora, MD 21917Directions
Easton area · 1
- Glebe Road Branch223 Glebe Rd, Easton, MD 21601Directions
Grantsville area · 1
- Grantsville Branch124 Main St, Grantsville, MD 21536Directions
Oakland area · 1
- Oakland Branch46 S 2nd St, Oakland, MD 21550Directions
Pennsylvania
133 branchesConnecticut
109 branchesNew Jersey
65 branchesMassachusetts
62 branchesDelaware
35 branchesVermont
33 branchesVirginia
24 branchesNew Hampshire
23 branchesMaine
15 branchesDistrict of Columbia
7 branchesFlorida
3 branchesWest Virginia
2 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.51% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.35% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $83 | $85 | — |
- CapitalLeverage ratio9.51%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.35%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$83Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of M&T Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.