Bank · FDIC insured
M&T Bank
A $218.8B bank, the 21st largest of 4,207, headquartered in Buffalo, NY, with 933 branches in 14 states. Best rates: savings 0.01% APY.
M&T Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#157 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About M&T Bank
M&T Bank has evolved across its 165-year history.
- Headquarters
- 1 M And T Plz, Buffalo, NY 14203
- FDIC certificate
- 588 ↗
Branches
933 branches in 14 states
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New York
271 branchesMaryland
148 branchesPennsylvania
133 branchesConnecticut
109 branches
Hartford area · 38
- Avon Branch310 W Main St, Avon, CT 06001Directions
- Berlin Branch1191 Farmington Ave, Berlin, CT 06037Directions
- Bloomfield S Branch315 Cottage Grove Rd, Bloomfield, CT 06002Directions
- Coventry Branch1671 Boston Tpke, Coventry, CT 06238Directions
- Cromwell S Branch195 West St, Cromwell, CT 06416Directions
- East Hartford Branch957 Main St, East Hartford, CT 06108Directions
- East Windsor Branch39 Prospect Hill Rd, East Windsor, CT 06088Directions
- Ellington Branch12 Main St, Ellington, CT 06029Directions
- Enfield - Enfield St Branch855 Enfield St, Enfield, CT 06082Directions
- Enfield Branch49 Hazard Ave, Enfield, CT 06082Directions
- Farmington Main Street Branch32 Main St, Farmington, CT 06032Directions
- Farmington Rt 6 Branch282 Scott Swamp Rd, Farmington, CT 06032Directions
- Glastonbury Branch669 Hebron Ave, Glastonbury, CT 06033Directions
- Glastonbury Financial Center Branch40 Welles St, Glastonbury, CT 06033Directions
- Financial Plaza Branch1 Financial Plz, Hartford, CT 06103Directions
- Franklin Avenue Branch290 Franklin Ave, Hartford, CT 06114Directions
- Hartford Stop And Shop Branch150 New Park Ave, Hartford, CT 06106Directions
- Manchester Branch341 Broad St, Manchester, CT 06040Directions
- Middletown Stop Branch416 E Main St, Middletown, CT 06457Directions
- New Britain Branch73 Broad St, New Britain, CT 06053Directions
- Newington Branch1095 Main St, Newington, CT 06111Directions
- Old Saybrook S S Branch105 Elm St, Old Saybrook, CT 06475Directions
- Plainville East Branch117 East St, Plainville, CT 06062Directions
- Somers Branch612 Main St, Somers, CT 06071Directions
- South Glastonbury Branch902 Main St, South Glastonbury, CT 06073Directions
- South Windsor Branch869 Sullivan Ave, South Windsor, CT 06074Directions
- South Windsor Branch350 Buckland Rd, South Windsor, CT 06074Directions
- Southington Center Street Branch1 Center St, Southington, CT 06489Directions
- Southington Drive Up Branch17 Center Pl, Southington, CT 06489Directions
- Storrs Common Branch1244 Storrs Rd, Storrs Mansfield, CT 06268Directions
- Suffield Branch275 Mountain Rd, Suffield, CT 06078Directions
- Tolland Branch6 Fieldstone Cmns, Tolland, CT 06084Directions
- Unionville Branch1845 Farmington Ave, Unionville, CT 06085Directions
- Lafayette Branch20 Hyde Ave, Vernon, CT 06066Directions
- Vernon Branch6 Pitkin Rd, Vernon, CT 06066Directions
- Bishop'S Corner Branch714 N Main St, West Hartford, CT 06117Directions
- West Hartford Center Branch1013 Farmington Ave, West Hartford, CT 06107Directions
- Wethersfield Branch1310 Silas Deane Hwy, Wethersfield, CT 06109Directions
Bridgeport area · 36
- Bethel Branch146 Greenwood Ave, Bethel, CT 06801Directions
- Boston Avenue Branch58 Boston Ave, Bridgeport, CT 06610Directions
- Bridgeport Center Branch850 Main St, Bridgeport, CT 06604Directions
- Honey Locust Branch1224 Stratford Ave, Bridgeport, CT 06607Directions
- North And Park Branch1728 Park Ave, Bridgeport, CT 06604Directions
- North Main Street Branch3969 Main St, Bridgeport, CT 06606Directions
- Brookfield Branch143 Federal Rd, Brookfield, CT 06804Directions
- Cos Cob Branch119 E Putnam Ave, Cos Cob, CT 06807Directions
- Mill Plain Stop Branch44 Lake Avenue Ext, Danbury, CT 06811Directions
- Darien Branch25 Old Kings Hwy N, Darien, CT 06820Directions
- Noroton Heights Branch72 Edgerton St, Darien, CT 06820Directions
- Black Rock Turnpike Branch1940 Black Rock Tpke, Fairfield, CT 06825Directions
- Fairfield Branch1055 Post Rd, Fairfield, CT 06824Directions
- Stratfield Branch1237 Stratfield Rd, Fairfield, CT 06825Directions
- Greenwich Branch410 Greenwich Ave, Greenwich, CT 06830Directions
- Monroe Finincial Center Branch401 Monroe Tpke, Monroe, CT 06468Directions
- Stepney Branch435 Main St, Monroe, CT 06468Directions
- New Canaan Branch95 Main St, New Canaan, CT 06840Directions
- Newtown Branch6 Queen St, Newtown, CT 06470Directions
- Belden Avenue Branch11 Belden Ave, Norwalk, CT 06850Directions
- Ridgefield Branch2 Prospect St, Ridgefield, CT 06877Directions
- Riverside Branch1155 E Putnam Ave, Riverside, CT 06878Directions
- Southport Branch411 Old Post Rd, Southport, CT 06890Directions
- Bedford Street Branch350 Bedford St, Stamford, CT 06901Directions
- High Ridge Road Branch1022 High Ridge Rd, Stamford, CT 06905Directions
- High Ridge Road Drive Up Branch945 High Ridge Rd, Stamford, CT 06905Directions
- Hope Street Branch346 Hope St, Stamford, CT 06906Directions
- Shippan Avenue Branch328 Shippan Ave, Stamford, CT 06902Directions
- Paradise Green Branch3395 Main St, Stratford, CT 06614Directions
- Ryder'S Landing Branch88 Ryders Ln, Stratford, CT 06614Directions
- Stratford Branch2772 Main St, Stratford, CT 06615Directions
- Trumbull Branch40 Quality St, Trumbull, CT 06611Directions
- White Plains Road Branch888 White Plains Rd, Trumbull, CT 06611Directions
- Westport Branch371 Post Rd E, Westport, CT 06880Directions
- White Birch Plaza Branch361 Post Rd W, Westport, CT 06880Directions
- Wilton Branch31 Danbury Rd, Wilton, CT 06897Directions
New Haven area · 16
- Branford Branch500 E Main St, Branford, CT 06405Directions
- Trolley Square Stop Branch370 Hemingway Ave, East Haven, CT 06512Directions
- Hamden Branch2290 Whitney Ave, Hamden, CT 06518Directions
- Westwoods Branch3496 Whitney Ave, Hamden, CT 06518Directions
- Madison Center Branch752 Boston Post Rd, Madison, CT 06443Directions
- Meridian Stop And Shop Branch485 Broad St, Meriden, CT 06450Directions
- Milford Branch1636 Boston Post Rd, Milford, CT 06460Directions
- Milford Ct Branch190 Broad St, Milford, CT 06460Directions
- Century Tower Branch265 Church St, New Haven, CT 06510Directions
- New Haven Stop Branch150 Whalley Ave, New Haven, CT 06511Directions
- North Haven Branch117 Washington Ave, North Haven, CT 06473Directions
- Orange Branch653 Orange Center Rd, Orange, CT 06477Directions
- Wallingford Branch809 N Colony Rd, Wallingford, CT 06492Directions
- Savin Rock Branch220 Captain Thomas Blvd, West Haven, CT 06516Directions
- West Haven Stop Branch460 Elm St, West Haven, CT 06516Directions
- Woodbridge Branch198 Amity Rd, Woodbridge, CT 06525Directions
Waterbury area · 10
- Bristol Branch4 Riverside Ave, Bristol, CT 06010Directions
- Bristol Branch475 Broad St, Bristol, CT 06010Directions
- Cheshire Branch286 Maple Ave, Cheshire, CT 06410Directions
- Naugatuck Stop And Shop Branch727 Rubber Ave, Naugatuck, CT 06770Directions
- Seymour Stop Branch12 Franklin St, Seymour, CT 06483Directions
- Huntington Center Branch500 Shelton Ave, Shelton, CT 06484Directions
- Shelton Branch898 Bridgeport Ave, Shelton, CT 06484Directions
- Shelton Drive Up Branch860 Bridgeport Ave, Shelton, CT 06484Directions
- Southbury Stop Branch100 Main St N, Southbury, CT 06488Directions
- Reidville Stop And Shop Branch410 Reidville Dr, Waterbury, CT 06705Directions
Norwich area · 7
- Colchester S Branch99 Linwood Ave, Colchester, CT 06415Directions
- Groton Branch654 Long Hill Rd, Groton, CT 06340Directions
- Mystic Packer Branch12 Roosevelt Ave, Mystic, CT 06355Directions
- Norwichtown Fin Cen Branch45 Town St, Norwich, CT 06360Directions
- West Main Branch624 W Main St, Norwich, CT 06360Directions
- Broad Street Branch716 Broad Street Ext, Waterford, CT 06385Directions
- Waterford Branch124 Boston Post Rd, Waterford, CT 06385Directions
Torrington area · 2
- Burlington Green Branch253 Spielman Hwy, Burlington, CT 06013Directions
- Torrington E. S Branch931 Torringford St, Torrington, CT 06790Directions
New Jersey
65 branchesMassachusetts
62 branchesDelaware
35 branchesVermont
33 branchesVirginia
24 branchesNew Hampshire
23 branchesMaine
15 branchesDistrict of Columbia
7 branchesFlorida
3 branchesWest Virginia
2 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.51% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.35% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $83 | $85 | — |
- CapitalLeverage ratio9.51%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.35%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$83Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of M&T Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.