Bank · FDIC insured
M&T Bank
A $218.8B bank, the 21st largest of 4,207, headquartered in Buffalo, NY, with 933 branches in 14 states. Best rates: savings 0.01% APY.
M&T Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#157 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About M&T Bank
M&T Bank has evolved across its 165-year history.
- Headquarters
- 1 M And T Plz, Buffalo, NY 14203
- FDIC certificate
- 588 ↗
Branches
933 branches in 14 states
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New York
271 branchesMaryland
148 branchesPennsylvania
133 branches
York area · 21
- Delta Branch6960 Delta Rd, Delta, PA 17314Directions
- Dillsburg Branch4 North U.S. Highway 15, Dillsburg, PA 17019Directions
- Dover Branch3995 Carlisle Rd, Dover, PA 17315Directions
- Fairview Branch482 Fishing Creek Rd, Etters, PA 17319Directions
- Dart Drive Branch105 Dart Dr, Hanover, PA 17331Directions
- North Hanover Branch500 Eisenhower Dr, Hanover, PA 17331Directions
- South Hanover Branch1275 Baltimore St, Hanover, PA 17331Directions
- Manchester Branch4301 N George Street Ext, Manchester, PA 17345Directions
- Cape Horn Branch750 Lombard Rd, Red Lion, PA 17356Directions
- Dairyland Branch900 Country Club Rd, Red Lion, PA 17356Directions
- Forrest Avenue Branch69 E Forrest Ave, Shrewsbury, PA 17361Directions
- Spring Grove Branch33 Roth'S Church Road, Spring Grove, PA 17362Directions
- Stewartstown Branch10 N Main St, Stewartstown, PA 17363Directions
- Wrightsville Branch750 Hellam St, Wrightsville, PA 17368Directions
- 21 East Market Street Branch21 E Market St, York, PA 17401Directions
- Haines Road Branch1000 Haines Rd, York, PA 17402Directions
- Queen Street Branch2055 S Queen St, York, PA 17403Directions
- Route 30 And Penn. Avenue Branch425 Loucks Rd, York, PA 17404Directions
- West Manchester Branch1475 Kenneth Rd, York, PA 17408Directions
- West York Branch1401 W Market St, York, PA 17404Directions
- York Mall Branch2801 E Market St, York, PA 17402Directions
Philadelphia area · 16
- Doylestown Bbc Branch2003 S Easton Rd, Doylestown, PA 18901Directions
- Bensalem Branch1817 Street Rd, Eddington, PA 19020Directions
- Havertown Branch1310 W Chester Pike, Havertown, PA 19083Directions
- Honey Brook Branch4711 Horseshoe Pike, Honey Brook, PA 19344Directions
- Media Branch201 W State St, Media, PA 19063Directions
- Paoli Branch1792 Lancaster Ave, Paoli, PA 19301Directions
- Bustleton Branch9375 Bustleton Ave, Philadelphia, PA 19115Directions
- Castor Branch6500 Castor Ave, Philadelphia, PA 19149Directions
- Mayfair Branch7121 Frankford Ave, Philadelphia, PA 19135Directions
- Rittenhouse Square Branch117 S 18th St, Philadelphia, PA 19103Directions
- Woodland Branch6301 Woodland Ave, Philadelphia, PA 19142Directions
- Radnor Financial Center Branch150 North Radnor Chester Road, Radnor Township, PA 19087Directions
- Ridley Park Branch11 E Hinckley Ave, Ridley Park, PA 19078Directions
- Southampton Branch1111 Street Rd, Southampton, PA 18966Directions
- Wayne Branch367 W Lancaster Ave, Wayne, PA 19087Directions
- West Chester Branch10 N High St, West Chester, PA 19380Directions
Harrisburg area · 14
- Spring Garden Branch100 S Spring Garden St, Carlisle, PA 17013Directions
- Stonehedge Branch960 Walnut Bottom Rd, Carlisle, PA 17015Directions
- Colonial Park Branch4950 Jonestown Rd, Harrisburg, PA 17109Directions
- East Park Branch4200 Derry St, Harrisburg, PA 17111Directions
- Harrisburg Main Branch213 Market St, Harrisburg, PA 17101Directions
- Linglestown Branch2600 Linglestown Rd, Harrisburg, PA 17110Directions
- Paxton Street Branch2775 Paxton St, Harrisburg, PA 17111Directions
- West Chocolate Branch740 W Chocolate Ave, Hershey, PA 17033Directions
- Hummelstown Branch8 E Main St, Hummelstown, PA 17036Directions
- West Shore Plaza Branch1200 Market St, Lemoyne, PA 17043Directions
- Carlisle Pike Branch6560 Carlisle Pike, Mechanicsburg, PA 17050Directions
- Mechanicsburg Branch5219 Simpson Ferry Rd, Mechanicsburg, PA 17050Directions
- South Union Street Branch120 S Union St, Middletown, PA 17057Directions
- Walnut Bottom Branch28 Walnut Bottom Rd, Shippensburg, PA 17257Directions
Reading area · 12
- Birdsboro Branch248 N Mill St, Birdsboro, PA 19508Directions
- Boyertown Branch200 E Philadelphia Ave, Boyertown, PA 19512Directions
- Fourth Street Branch52 S 4th St, Hamburg, PA 19526Directions
- State Street Drive-Up Branch556 State St, Hamburg, PA 19526Directions
- 5th & Washington Branch50 N 5th St, Reading, PA 19601Directions
- Exeter Branch4000 Perkiomen Ave, Reading, PA 19606Directions
- Tuckerton Road Branch4435 Pottsville Pike, Reading, PA 19605Directions
- Shillington Branch1 W Lancaster Ave, Shillington, PA 19607Directions
- South Heidelberg Branch4830 Penn Ave, Sinking Spring, PA 19608Directions
- Topton Branch2 W Franklin St, Topton, PA 19562Directions
- Womelsdorf Branch400 N 3rd St, Womelsdorf, PA 19567Directions
- Wyomissing Branch800 Penn Ave, Wyomissing, PA 19610Directions
Chambersburg area · 10
- Blue Ridge Summit Branch13102 Monterey Ln, Blue Ridge Summit, PA 17214Directions
- Chambersburg Drive-In Branch44 Lincoln Way W, Chambersburg, PA 17201Directions
- Chambersburg Main Branch55 S Main St, Chambersburg, PA 17201Directions
- Lincoln Way East Branch1798 Lincoln Way E, Chambersburg, PA 17202Directions
- Norland Avenue Branch860 Norland Ave, Chambersburg, PA 17201Directions
- Stouffer Avenue Branch430 Stouffer Ave, Chambersburg, PA 17201Directions
- Greencastle Branch643 E Baltimore St, Greencastle, PA 17225Directions
- Mercersburg Branch10 N Main St, Mercersburg, PA 17236Directions
- East Main Street Drive-Up Branch1501 E Main St, Waynesboro, PA 17268Directions
- Waynesboro Center Square Branch13 W Main St, Waynesboro, PA 17268Directions
Scranton area · 10
- Back Mountain Branch2839 Sr 309 Hwy, Dallas, PA 18612Directions
- Crossroads Branch722 Sans Souci Pkwy, Hanover Township, PA 18706Directions
- Laurel Mall Branch50 Laurel Mall, Hazle Township, PA 18202Directions
- Kingston Branch800 Wyoming Ave, Kingston, PA 18704Directions
- Mountaintop Branch119 S. Mountain Blvd, Mountaintop Sh, Mountain Top, PA 18707Directions
- Old Forge Branch303 S Main St, Old Forge, PA 18518Directions
- Pittston By-Pass Branch2 Rachael Dr, Pittston, PA 18640Directions
- Tunkhannock Branch411 Tioga West Plz, Tunkhannock, PA 18657Directions
- Coal Street Branch115 J Campbell Collins Dr, Wilkes-Barre, PA 18702Directions
- Midway Branch1016 Wyoming Ave, Wyoming, PA 18644Directions
Pottsville area · 9
- Ashland Branch800 Centre St, Ashland, PA 17921Directions
- Mahanoy City Branch1 E Centre St, Mahanoy City, PA 17948Directions
- Mahanoy City Drive-Up Facility Branch12 E Centre St, Mahanoy City, PA 17948Directions
- Orwigsburg Branch100 W Market St, Orwigsburg, PA 17961Directions
- Pottsville Branch1 S Centre St, Pottsville, PA 17901Directions
- Yorkville Branch1826 W Market St, Pottsville, PA 17901Directions
- Schuylkill Haven Branch1 W Main St, Schuylkill Haven, PA 17972Directions
- Shenandoah Branch2 S Main St, Shenandoah, PA 17976Directions
- Tamaqua Branch100 E Broad St, Tamaqua, PA 18252Directions
Altoona area · 6
- 17th Street Branch811 17th St, Altoona, PA 16602Directions
- Financial Services Center Branch301 W Plank Rd, Altoona, PA 16602Directions
- Duncansville Branch201 Plank Road, Duncansville, PA 16635Directions
- Roaring Spring Branch809 E Main St, Roaring Spring, PA 16673Directions
- Pennsylvania Avenue1260 Pennsylvania Ave, Tyrone, PA 16686Directions
- Tyrone Branch1 W 10th St, Tyrone, PA 16686Directions
Lancaster area · 6
- Elizabethtown Branch104 S Market St, Elizabethtown, PA 17022Directions
- Intercourse Branch3621 Old Philadelphia Pike, Intercourse, PA 17534Directions
- Eden Park Branch1701 Oregon Pike, Lancaster, PA 17601Directions
- Smoketown Branch2421 Old Philadelphia Pike, Lancaster, PA 17602Directions
- Wheatland Branch1847 Columbia Ave, Lancaster, PA 17603Directions
- New Holland Branch210 E Main St, New Holland, PA 17557Directions
Sunbury area · 5
- Danville Branch889 Bloom Rd, Danville, PA 17821Directions
- Elysburg Branch265 S Market St, Elysburg, PA 17824Directions
- Milton Branch33 S Front St, Milton, PA 17847Directions
- Shamokin Branch117 W Independence St, Shamokin, PA 17872Directions
- Fort Augusta Branch1143 N 4th St, Sunbury, PA 17801Directions
State College area · 4
- Bishop Street Branch915 E Bishop St, Bellefonte, PA 16823Directions
- Philipsburg Branch409 N Front St, Philipsburg, PA 16866Directions
- Philipsburg Drive-Up Branch409 N Front St, Philipsburg, PA 16866Directions
- South Atherton Branch1330 S Atherton St, State College, PA 16801Directions
Allentown area · 3
- Cedar Point Branch375 S Cedar Crest Blvd, Allentown, PA 18103Directions
- Broad Street Branch510 W Broad St, Bethlehem, PA 18018Directions
- Lehigh Valley Bbc Branch95 Highland Ave, Bethlehem, PA 18017Directions
Lewisburg area · 3
- Brookpark Drive-Up Branch10 Reitz Blvd, Lewisburg, PA 17837Directions
- Lewisburg Branch409 Market St, Lewisburg, PA 17837Directions
- Mifflinburg Branch315 E Chestnut St, Mifflinburg, PA 17844Directions
Williamsport area · 3
- Montoursville Branch450 Broad St, Montoursville, PA 17754Directions
- Loyalsock Branch405 River Ave, Williamsport, PA 17701Directions
- Newberry Branch2001 W 4th St, Williamsport, PA 17701Directions
Bloomsburg area · 2
- Berwick Branch201 W Front St, Berwick, PA 18603Directions
- Bloomsburg Branch415 Central Rd, Bloomsburg, PA 17815Directions
Sayre area · 2
- Sayre Branch230 Desmond St, Sayre, PA 18840Directions
- Towanda Branch40 Colonial Dr, Towanda, PA 18848Directions
Bedford area · 1
- Hartley Branch101 E Pitt St, Bedford, PA 15522Directions
Everett area · 1
- Everett Branch115 E Main St, Everett, PA 15537Directions
Gettysburg area · 1
- Gettysburg High Street Branch202 W High St, Gettysburg, PA 17325Directions
Lebanon area · 1
- Quentin Road Branch837 Quentin Rd, Lebanon, PA 17042Directions
Lock Haven area · 1
- Bald Eagle Branch283 Hogan Blvd, Mill Hall, PA 17751Directions
Selinsgrove area · 1
- Susquehanna Valley Mall Branch1071 N Susquehanna Trl, Selinsgrove, PA 17870Directions
East Stroudsburg area · 1
- Stroudsburg Branch900 N 9th St, Stroudsburg, PA 18360Directions
Connecticut
109 branchesNew Jersey
65 branchesMassachusetts
62 branchesDelaware
35 branchesVermont
33 branchesVirginia
24 branchesNew Hampshire
23 branchesMaine
15 branchesDistrict of Columbia
7 branchesFlorida
3 branchesWest Virginia
2 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.51% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.35% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $83 | $85 | — |
- CapitalLeverage ratio9.51%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.35%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$83Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of M&T Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.