Bank · FDIC insured
M&T Bank
A $218.8B bank, the 21st largest of 4,207, headquartered in Buffalo, NY, with 933 branches in 14 states. Best rates: savings 0.01% APY.
M&T Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#157 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About M&T Bank
M&T Bank has evolved across its 165-year history.
- Headquarters
- 1 M And T Plz, Buffalo, NY 14203
- FDIC certificate
- 588 ↗
Branches
933 branches in 14 states
Loading map…
New York
271 branchesMaryland
148 branchesPennsylvania
133 branchesConnecticut
109 branchesNew Jersey
65 branchesMassachusetts
62 branchesDelaware
35 branchesVermont
33 branchesVirginia
24 branchesNew Hampshire
23 branches
Boston area · 13
- Derry Branch51 Crystal Ave, Derry, NH 03038Directions
- Dover Branch537 Central Ave, Dover, NH 03820Directions
- Durham Main Branch70 Main St, Durham, NH 03824Directions
- Exeter Central Branch1 Center St, Exeter, NH 03833Directions
- Hampstead Branch456 State Route 111, Hampstead, NH 03841Directions
- Hampton Branch117 Winnacunnet Rd, Hampton, NH 03842Directions
- Plaistow Branch76 Main St, Plaistow, NH 03865Directions
- Lafayette Road Branch1555 Lafayette Rd, Portsmouth, NH 03801Directions
- Portsmouth State St Branch325 State St, Portsmouth, NH 03801Directions
- Raymond Branch55 Main St, Raymond, NH 03077Directions
- Rochester Branch110 S Main St, Rochester, NH 03867Directions
- Salem Nh Branch401 Main St, Salem, NH 03079Directions
- Stratham Branch160 Portsmouth Ave, Stratham, NH 03885Directions
Manchester area · 6
- Manchester Elm Branch1750 Elm St, Manchester, NH 03104Directions
- Manchester South Main Branch655 S Willow St, Manchester, NH 03103Directions
- Merrimack Branch707 Milford Rd, Merrimack, NH 03054Directions
- Milford Jones Branch28 Jones Rd, Milford, NH 03055Directions
- Nashua Dw Branch125 Daniel Webster Hwy, Nashua, NH 03060Directions
- Peterborough Main Branch35 Main St, Peterborough, NH 03458Directions
Keene area · 2
- Jaffrey Branch62 Peterborough St, Jaffrey, NH 03452Directions
- Keene Branch122 West St, Keene, NH 03431Directions
Concord area · 1
- Concord Loudon Road Branch197 Loudon Rd, Concord, NH 03301Directions
Wolfeboro area · 1
- Wolfeboro Branch15 Varney Rd, Wolfeboro, NH 03894Directions
Maine
15 branchesDistrict of Columbia
7 branchesFlorida
3 branchesWest Virginia
2 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.51% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.35% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $83 | $85 | — |
- CapitalLeverage ratio9.51%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.35%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$83Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of M&T Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.