Bank · FDIC insured
M&T Bank
A $218.8B bank, the 21st largest of 4,207, headquartered in Buffalo, NY, with 933 branches in 14 states. Best rates: savings 0.01% APY.
M&T Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#157 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About M&T Bank
M&T Bank has evolved across its 165-year history.
- Headquarters
- 1 M And T Plz, Buffalo, NY 14203
- FDIC certificate
- 588 ↗
Branches
933 branches in 14 states
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New York
271 branches
New York area · 90
- Somers Branch302 Somers Cmns, Baldwin Place, NY 10505Directions
- Bayport Branch693 Montauk Hwy, Bayport, NY 11705Directions
- Bohemia Branch3880 Veterans Memorial Hwy, Bohemia, NY 11716Directions
- Brentwood Branch1820 Brentwood Rd, Brentwood, NY 11717Directions
- Brewster Branch1525 Route 22, Lakeview Plaza, Brewster, NY 10509Directions
- Bridgehampton Branch2102 Montauk Hwy, Bridgehampton, NY 11932Directions
- Bronx Third Ave Branch, The2976 3rd Ave, Bronx, NY 10455Directions
- Grand Concourse Branch2460 Grand Concourse, Bronx, NY 10458Directions
- Bronxville Branch111 Kraft Ave, Bronxville, NY 10708Directions
- Bay Ridge Branch7807 5th Ave, Brooklyn, NY 11209Directions
- Central Branch2664 Atlantic Ave, Brooklyn, NY 11207Directions
- Park Slope Branch184 Sterling Pl, Brooklyn, NY 11217Directions
- Center Moriches Branch502 Main St, Center Moriches, NY 11934Directions
- Centereach Branch1919 Middle Country Rd, Centereach, NY 11720Directions
- Chestnut Ridge Branch770 Chestnut Ridge Rd, Chestnut Ridge, NY 10977Directions
- Cold Spring Branch40 Chestnut St, Cold Spring, NY 10516Directions
- Commack Branch2020 Jericho Tpke, Commack, NY 11725Directions
- Coram Branch1830 Route 112, Coram, NY 11727Directions
- Cutchogue Branch31525 Main Rd, Cutchogue, NY 11935Directions
- Deer Park Branch21 E Industry Ct, Deer Park, NY 11729Directions
- East Hampton Branch351 Pantigo Rd, East Hampton, NY 11937Directions
- East Setauket Branch4032 Nesconset Hwy, East Setauket, NY 11733Directions
- East Farmingdale Business Banking Center Branch120 Broadhollow Rd, Farmingdale, NY 11735Directions
- Forest Hills Branch10125 Queens Blvd, Forest Hills, NY 11375Directions
- Garden City Business Banking Center Branch845 Franklin Ave, Garden City, NY 11530Directions
- Great Neck Branch23 N Station Plz, Great Neck, NY 11021Directions
- Elmsford Branch300 Saw Mill River Road, Greenburgh, NY 10523Directions
- Greenport Branch74825 Main Rd, Greenport, NY 11944Directions
- Greenvale Branch300 Wheatley Plz, Greenvale, NY 11548Directions
- Hampton Bays Branch168 W Montauk Hwy, Hampton Bays, NY 11946Directions
- 389 Halstead Ave Branch389 Halstead Ave, Harrison, NY 10528Directions
- Hauppage Branch548 Route 111, Hauppauge, NY 11788Directions
- Hauppauge Branch140 Adams Ave, Hauppauge, NY 11788Directions
- Hicksville Branch404 S Oyster Bay Rd, Hicksville, NY 11801Directions
- Huntington Branch182 E Main St, Huntington, NY 11743Directions
- Jericho Branch50 Jericho Quadrangle, Jericho, NY 11753Directions
- Kings Park Branch14 Park Dr, Kings Park, NY 11754Directions
- Larchmont Branch2040 Boston Post Rd, Larchmont, NY 10538Directions
- Long Island City Bbc Branch1030 Jackson Ave, Long Island City, NY 11101Directions
- Mamaroneck Branch300 Mamaroneck Ave, Mamaroneck, NY 10543Directions
- Medford Branch2801 Route 112, Medford, NY 11763Directions
- Melville Business Banking Center Branch401 Broadhollow Rd, Melville, NY 11747Directions
- Miller Place Branch301 Route 25a, Miller Place, NY 11764Directions
- Cortlandt-Mohegan Lake Branch3031 E Main St, Mohegan Lake, NY 10547Directions
- Monsey Branch66 Route 59, Monsey, NY 10952Directions
- Wesley Hills Branch455 Route 306, Monsey, NY 10952Directions
- Montauk Branch746 Montauk Hwy, Montauk, NY 11954Directions
- Mt. Kisco Branch14 S Moger Ave, Mount Kisco, NY 10549Directions
- Nesconset Branch465 Smithtown Blvd, Nesconset, NY 11767Directions
- New City Branch228 S Main St, New City, NY 10956Directions
- New Rochelle Branch88 4th St, New Rochelle, NY 10801Directions
- Bryant Park Branch11 W 42nd St, New York, NY 10036Directions
- Chelsea Branch127 7th Ave, New York, NY 10011Directions
- Gramercy East Branch397 1st Ave, New York, NY 10010Directions
- Harlem Branch310 Lenox Ave, New York, NY 10027Directions
- Park Avenue Branch277 Park Ave, New York, NY 10172Directions
- Park Avenue New York Branch250 Park Ave, New York, NY 10177Directions
- Park Avenue South Branch470 Park Ave S, New York, NY 10016Directions
- Penn Station Branch242 West 34th Street, New York, NY 10119Directions
- Sutton Place Branch1034 2nd Ave, New York, NY 10022Directions
- World Wide Plaza Branch830 8th Ave, New York, NY 10019Directions
- North Salem Branch60 June Rd, North Salem, NY 10560Directions
- Northport Branch836 Fort Salonga Rd, Northport, NY 11768Directions
- Nyack Branch135 Main St, Nyack, NY 10960Directions
- Oceanside Branch12 Atlantic Ave, Oceanside, NY 11572Directions
- Ossining Branch246 J South Highland Avenue, Ossining, NY 10562Directions
- First Federal Savings Bank Branch1019 Park St, Peekskill, NY 10566Directions
- Piermont Branch527 Piermont Ave, Piermont, NY 10968Directions
- 115 South Ridge St Branch115 S Ridge St, Port Chester, NY 10573Directions
- Port Jefferson Village Harbor Branch135 W Broadway, Port Jefferson, NY 11777Directions
- Riverhead Branch1430 Old Country Rd, Riverhead, NY 11901Directions
- Riverhead Second St Branch6 W 2nd St, Riverhead, NY 11901Directions
- Sag Harbor Branch17 Main St, Sag Harbor, NY 11963Directions
- Scarsdale Branch977 Central Park Ave, Scarsdale, NY 10583Directions
- Shoreham Branch99 Route 25a, Shoreham, NY 11786Directions
- Smithtown Branch1 E Main St, Smithtown, NY 11787Directions
- Southampton Branch295 N Sea Rd, Southampton, NY 11968Directions
- Spring Valley Branch253 N Main St, Spring Valley, NY 10977Directions
- 4106 Hylan Boulevard4106 Hylan Blvd, Staten Island, NY 10308Directions
- Forest Avenue Branch2220 Forest Ave, Staten Island, NY 10303Directions
- Staten Island Branch1591 Richmond Rd, Staten Island, NY 10304Directions
- Veterans Road Branch2935 Veterans Rd W, Staten Island, NY 10309Directions
- Tarrytown Regional Hdqtrs Branch303 S Broadway, Tarrytown, NY 10591Directions
- Thornwood Branch59 Kensico Rd, Thornwood, NY 10594Directions
- Wading River Branch2065 Wading River Manor Rd, Wading River, NY 11792Directions
- West Babylon Branch955 Little East Neck Rd, West Babylon, NY 11704Directions
- West Haverstraw Branch26 S Route 9w, West Haverstraw, NY 10993Directions
- West Hampton Beach Branch133 Main St, Westhampton Beach, NY 11978Directions
- Westhampton Beach Branch144 Sunset Ave, Westhampton Beach, NY 11978Directions
- Downtown White Plains Branch320 Mamaroneck Ave, White Plains, NY 10605Directions
Buffalo area · 48
- Manufacturers and Traders Trust CompanyMain office1 M And T Plz, Buffalo, NY 14203Directions
- Boulevard Branch1205 Niagara Falls Blvd, Amherst, NY 14226Directions
- East Robinson Branch3065 Niagara Falls Blvd, Amherst, NY 14228Directions
- University Plaza Branch3500 Main St, Amherst, NY 14226Directions
- Blasdell Branch23 Lake Ave, Blasdell, NY 14219Directions
- Broadway BranchRf-1 Broadway Market, 999 Broadway A, Buffalo, NY 14212Directions
- Clinton Bailey Branch644 Bailey Ave, Buffalo, NY 14206Directions
- Delaware Hertel Branch2310 Delaware Ave, Buffalo, NY 14216Directions
- Dorrance Branch490 Dorrance Ave, Buffalo, NY 14218Directions
- Elmwood Plaza Branch709 Elmwood Ave, Buffalo, NY 14222Directions
- Fountain Plaza Branch1 Fountain Plz, Buffalo, NY 14203Directions
- Grant Street Branch130 Grant St, Buffalo, NY 14213Directions
- Jefferson Branch1300 Jefferson Ave, Buffalo, NY 14208Directions
- Kensington Branch3037 Bailey Ave, Buffalo, NY 14215Directions
- M&T @ William-Emslie Family Ymca Branch585 William Street, Buffalo, NY 14206Directions
- Main Delavan Branch1877 Main St, Buffalo, NY 14208Directions
- Riverside Branch788 Tonawanda St, Buffalo, NY 14207Directions
- Seneca Cazenovia Branch2199 Seneca St, Buffalo, NY 14210Directions
- Tops Niagara Branch425 Niagara St, Buffalo, NY 14201Directions
- Airport Plaza Branch4237 Union Rd, Cheektowaga, NY 14225Directions
- Thruway Mall Branch304 Thruway Mall, Cheektowaga, NY 14225Directions
- Union Road Branch3700 Union Rd, Cheektowaga, NY 14225Directions
- Clarence Branch10614 Main St, Clarence, NY 14031Directions
- Transit French Branch4747 Transit Rd, Depew, NY 14043Directions
- Transit Casey Branch9328 Transit Rd, East Amherst, NY 14051Directions
- East Aurora Branch135 Hamburg St, East Aurora, NY 14052Directions
- Grand Island Branch2381 Grand Island Blvd, Grand Island, NY 14072Directions
- Camp Road Branch5771 Camp Rd, Hamburg, NY 14075Directions
- Hamburg Branch6000 S Park Ave, Hamburg, NY 14075Directions
- Delaware Sheridan Branch3637 Delaware Ave, Kenmore, NY 14217Directions
- Kenmore Branch2882 Delaware Ave, Kenmore, NY 14217Directions
- Lancaster Branch5226 Broadway St, Lancaster, NY 14086Directions
- Main Cedar Branch750 Main St, Niagara Falls, NY 14301Directions
- Military Road Branch880 Military Rd, Niagara Falls, NY 14304Directions
- North Tonawanda Branch955 Payne Ave, North Tonawanda, NY 14120Directions
- Orchard Park Branch4084 N Buffalo St, Orchard Park, NY 14127Directions
- Snyder Branch2050 Kensington Ave, Snyder, NY 14226Directions
- Springville Branch22 Mechanic St, Springville, NY 14141Directions
- Tonawanda Branch65 Broad St, Tonawanda, NY 14150Directions
- Tonawanda Drive-In Facility90 Morgan St, Tonawanda, NY 14150Directions
- South Transit Branch5737 South Transit Road, Town Of Lockport, NY 14094Directions
- Slade Avenue Branch10 Slade Ave, West Seneca, NY 14224Directions
- Southgate Plaza Branch1024 Union Rd, West Seneca, NY 14224Directions
- Amherst Center Branch1100 Wehrle Dr, Williamsville, NY 14221Directions
- Eastern Hills Branch7300 Transit Rd, Williamsville, NY 14221Directions
- North Forest Branch740 Maple Rd, Williamsville, NY 14221Directions
- Sheridan Evans Branch428 Evans St, Williamsville, NY 14221Directions
- Transit Maple Branch5225 Transit Rd, Williamsville, NY 14221Directions
Syracuse area · 28
- Baldwinsville Branch2300 Downer Street Rd, Baldwinsville, NY 13027Directions
- Camillus Branch100 Kasson Rd, Camillus, NY 13031Directions
- Fairmount Branch3701 West Genesee Street, Camillus, NY 13219Directions
- Canastota Branch3375 Seneca Tpke, Canastota, NY 13032Directions
- Cazenovia Branch43 Albany St, Cazenovia, NY 13035Directions
- Cicero Branch8304 South Main Street, Cicero, NY 13039Directions
- Great Northern Branch3945 Route 31, Clay, NY 13090Directions
- Taft Road Branch5170 West Taft Road, Clay, NY 13212Directions
- Molloy Road Branch6195 E Molloy Rd, East Syracuse, NY 13057Directions
- Elbridge Branch239 E Main St, Elbridge, NY 13060Directions
- Fayetteville Branch500 E Genesee St, Fayetteville, NY 13066Directions
- Jamesville Branch6499 E Seneca Tpke, Jamesville, NY 13078Directions
- Lafayette Branch2507 Us Route 11, Lafayette, NY 13084Directions
- Liverpool Branch203 Cypress St, Liverpool, NY 13088Directions
- Fremont Branch7095 Manlius Center Road, Manlius, NY 13057Directions
- Manlius Branch204 Fayette St, Manlius, NY 13104Directions
- North Syracuse/South Main Branch507 S Main St, North Syracuse, NY 13212Directions
- Green Hills Drive-In Facility5958 South Salina Street, Onondaga, NY 13205Directions
- Skaneateles Downtown Branch33 E Genesee St, Skaneateles, NY 13152Directions
- Armory Square Branch250 S Clinton St, Syracuse, NY 13202Directions
- De Witt Branch3417 Erie Blvd E, Syracuse, NY 13214Directions
- Eastwood Branch3640 James St, Syracuse, NY 13206Directions
- Irving Avenue Branch725 Irving Ave, Syracuse, NY 13210Directions
- Motor Bank Branch444 Erie Blvd E, Syracuse, NY 13202Directions
- Regional Market Branch2100 Park St, Syracuse, NY 13208Directions
- Shop City Branch424 Grant Blvd, Syracuse, NY 13206Directions
- South Avenue Branch1621 South Ave, Syracuse, NY 13207Directions
- Western Lights Branch4668 Onondaga Blvd, Syracuse, NY 13219Directions
Rochester area · 26
- Brighton Branch1627 Monroe Avenue, Brighton, NY 14618Directions
- Brockport Branch6560 4th Section Rd, Brockport, NY 14420Directions
- Chili Branch3175 Chili Avenue, Chili, NY 14624Directions
- Country Club Branch849 Fairport Rd, East Rochester, NY 14445Directions
- Perinton Branch2 Courtney Dr, Fairport, NY 14450Directions
- Westmar Branch1955 Buffalo Road, Gates Township, NY 14624Directions
- Latta-Long Pond3165 Latta Rd, Greece, NY 14612Directions
- Henrietta Branch1400 Miracle Mile Drive, Henrietta, NY 14623Directions
- Hilton Branch2 East Ave, Hilton, NY 14468Directions
- Honeoye Falls Branch28 N Main St, Honeoye Falls, NY 14472Directions
- Irondequoit Hudson Branch2133 Hudson Ave, Irondequoit, NY 14617Directions
- Lyndonville Branch3 S Main St, Lyndonville, NY 14098Directions
- Nunda Branch6 State Street, Nunda, NY 14517Directions
- East Winton Branch1882 East Ave, Rochester, NY 14610Directions
- Irondequoit Ridge Road Branch999 E Ridge Rd, Rochester, NY 14621Directions
- Lyell Branch1385 Lyell Ave, Rochester, NY 14606Directions
- Penfield Branch625 Panorama Trl, Rochester, NY 14625Directions
- Pittsford Branch3290 Monroe Ave, Rochester, NY 14618Directions
- Rochester Downtown Branch28 E Main St, Rochester, NY 14614Directions
- Tops Upper Falls Branch289 Upper Falls Blvd, Rochester, NY 14605Directions
- Waring Branch314 Waring Rd, Rochester, NY 14609Directions
- Spencerport Branch39 Slayton Avenue, Spencerport Village Plaza, Spencerport, NY 14559Directions
- Greece Branch1282 Long Pond Road, Town Of Greece, NY 14626Directions
- Penfield Route 441 Branch2201 Penfield Road, Town Of Penfield, NY 14526Directions
- Victor Branch602 Rowley Rd, Victor, NY 14564Directions
- Webster Branch935 Hard Rd, Webster, NY 14580Directions
Kiryas Joel area · 18
- Beacon Branch200 Main St, Beacon, NY 12508Directions
- Dover Plains Branch3081 Route 22, Dover Plains, NY 12522Directions
- Hopewell Junction Branch424 Route 376, East Fishkill, NY 12533Directions
- Fishkill Main Street67 Jackson St, Fishkill, NY 12524Directions
- Scotchtown Road Branch307 Main St, Goshen, NY 10924Directions
- Lagrange Branch1100 Route 55, Lagrangeville, NY 12540Directions
- Middletown Branch240 Dolson Ave, Middletown, NY 10940Directions
- Wallkill Branch624 Route 211 E, Middletown, NY 10941Directions
- Monroe Branch745 State Route 17m, Monroe, NY 10950Directions
- Newburgh Branch5075 Route 9w, Newburgh, NY 12550Directions
- Newburgh Plaza Branch56 Route 17k, Newburgh, NY 12550Directions
- Pawling Branch180 Route 22, Pawling, NY 12564Directions
- Millbrook Branch2509 Route 44, Hamlet Of Salt Point, Pleasant Valley, NY 12569Directions
- Port Jervis Branch13 Sussex St, Port Jervis, NY 12771Directions
- Jefferson Plaza Branch4 Jefferson Plz, Poughkeepsie, NY 12601Directions
- Red Hook Branch7280 S Broadway, Red Hook, NY 12571Directions
- Rhinebeck Branch6375 Mill St, Rhinebeck, NY 12572Directions
- Wappingers Falls Branch1568 Route 9, Imperial Plaza, Wappingers Falls, NY 12590Directions
Albany area · 13
- Albany Branch80 State St, Albany, NY 12207Directions
- The Capital District Office Branch300 Great Oaks Blvd Office Park, Ste 327, Albany, NY 12203Directions
- Westgate Branch911 Central Avenue, Westgate Shopping Plaza, Albany, NY 12206Directions
- Sycaway Branch455 Hoosick St, Brunswick, NY 12180Directions
- Clifton Park Branch610 Old Route 146, Clifton Park, NY 12065Directions
- Wolf Road Branch125 Wolf Rd, Colonie, NY 12205Directions
- Guilderland Branch2080 Western Ave, Guilderland, NY 12084Directions
- Latham Branch595 New Loudon Rd, Latham, NY 12110Directions
- Schnectady Branch1766 Union St, Niskayuna, NY 12309Directions
- Hoosic Valley Branch1523 Ny Route 67, Schaghticoke, NY 12154Directions
- Kingsway Retirement Home Branch5000 Queen Philomena Blvd, Schenectady, NY 12304Directions
- North Greenbush Branch313 N Greenbush Rd, Troy, NY 12180Directions
- Wynantskill Branch150 Main Avenue, Wynantskill, NY 12198Directions
Binghamton area · 12
- Binghamton West Side Branch47-49 Front Street, Binghamton, NY 13905Directions
- Downtown Binghamton68 Exchange St, Binghamton, NY 13901Directions
- Northgate Plaza Branch1250 Upper Front St, Binghamton, NY 13901Directions
- Robinson Street Branch149 Robinson St, Binghamton, NY 13904Directions
- Endicott Drive-In Facility22 Grant Ave, Endicott, NY 13760Directions
- Endicott Main Branch35-41 Washington Avenue, Endicott, NY 13760Directions
- Endwell Branch540 Hooper Rd, Endwell, NY 13760Directions
- Johnson City Branch20 Jennison Ave, Johnson City, NY 13790Directions
- Kirkwood Branch869 Us Route 11, 5 Mile Point Shopping Center, Kirkwood, NY 13795Directions
- Owego Branch195 Front St, Owego, NY 13827Directions
- Vestal Branch148 Vestal Pkwy E, Vestal, NY 13850Directions
- Vestal Parkway Branch4481 Vestal Pkwy E, Vestal, NY 13850Directions
Utica area · 10
- Frankfort Branch134 E Main St, Frankfort, NY 13340Directions
- North Herkimer Branch319 N Main St, Herkimer, NY 13350Directions
- Little Falls Branch501 E Main St, Little Falls, NY 13365Directions
- Consumer Square Branch4767 Commercial Dr, New Hartford, NY 13413Directions
- New Hartford Branch6 New Hartford Shopping Ctr, New Hartford, NY 13413Directions
- Newport Branch3078 Bridge St, Newport, NY 13416Directions
- Mohawk Acres Branch1746 Black River Blvd N, Rome, NY 13440Directions
- Downtown Utica Branch233 Genesee St, Utica, NY 13501Directions
- North Utica Branch1 Herkimer Rd, Utica, NY 13502Directions
- Whitesboro Branch80 Oriskany Blvd, Whitesboro, NY 13492Directions
Jamestown area · 7
- Fredonia Branch1 E Main St, Fredonia, NY 14063Directions
- Fredonia Drive-In Facility24 E Main St, Fredonia, NY 14063Directions
- Jamestown - South Side Branch737 Foote Ave, Jamestown, NY 14701Directions
- Jamestown Drive-In Branch1 W 6th St, Jamestown, NY 14701Directions
- Lakewood Branch281 E Fairmount Ave, Lakewood, NY 14750Directions
- Mayville Branch76 S Erie St, Mayville, NY 14757Directions
- Silver Creek Branch10 Main St, Silver Creek, NY 14136Directions
Kingston area · 5
- Ellenville Branch80 N Main St, Ellenville, NY 12428Directions
- Highland Village Branch10 Milton Ave, Highland, NY 12528Directions
- North Front Street Branch108 N Front St, Kingston, NY 12401Directions
- New Paltz Branch191 Main St, New Paltz, NY 12561Directions
- Saugerties Branch294 Main St, Saugerties, NY 12477Directions
Batavia area · 2
- Batavia Branch55 Main St, Batavia, NY 14020Directions
- Oakfield Branch54 Main St, Oakfield, NY 14125Directions
Olean area · 2
- Ellicottville Branch47 Washington St, Ellicottville, NY 14731Directions
- Olean Branch2604 W State St, Olean, NY 14760Directions
Ithaca area · 2
- Ithaca Main Branch118 N Tioga St, Ithaca, NY 14850Directions
- Triphammer Branch2248 N Triphammer Rd, Ithaca, NY 14850Directions
Monticello area · 2
- Liberty Branch1983 Route 52, Liberty, NY 12754Directions
- Monticello Branch4446 Route 42, Monticello, NY 12701Directions
Arcade area · 1
- Arcade Branch271 Main St, Arcade, NY 14009Directions
Auburn area · 1
- Auburn Branch237 Grant Ave, Auburn, NY 13021Directions
Corning area · 1
- Corning Market Street Branch5 E Market St, Corning, NY 14830Directions
Elmira area · 1
- Horseheads Branch2490 Corning Rd, Elmira, NY 14903Directions
Perry area · 1
- Perry Branch43 Main St S, Perry, NY 14530Directions
Seneca Falls area · 1
- Seneca Falls Branch2109 U.S. Routes 5/20, Seneca Falls, NY 13148Directions
Maryland
148 branchesPennsylvania
133 branchesConnecticut
109 branchesNew Jersey
65 branchesMassachusetts
62 branchesDelaware
35 branchesVermont
33 branchesVirginia
24 branchesNew Hampshire
23 branchesMaine
15 branchesDistrict of Columbia
7 branchesFlorida
3 branchesWest Virginia
2 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.51% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.35% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.40% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $83 | $85 | — |
- CapitalLeverage ratio9.51%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.35%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$83Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of M&T Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.