Credit union · NCUA insured
LincOne Federal Credit Union Credit Card Rates
LincOne Federal Credit Union credit cards start at 10.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How LincOne Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lincoln, NE, where LincOne Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
LincOne Federal Credit Union
10.00%APR
- Up to
- 18.00% APR
LINCONE VISA Card
Lowest rate
First Lincoln FCU
9.95%APR
- Up to
- 12.95% APR
2nd-lowest rate
Liberty First Credit Union
9.99%APR
- Up to
- —
LincOne Federal Credit Union credit card score
81
Credit card score
Higher than 57% of U.S. banks and credit unions
- Purchase APRPurchase APR10.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where LincOne Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
LINCONE VISA Card
Membership balance of $25 required. Subject to credit approval. Rates based on credit score. $0 annual fee and $0 balance transfer fee. 25-day grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.00%–18.00% | None | Rates range from 10% to 18% based on credit score and creditworthiness. Subject to credit approval. Membership balance of $25 required. $0 annual fee. $0 balance transfer fee. |
Sources (3)
All captured Oct 5, 2026
Who can join LincOne Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone that lives, works, worships or studies in Lancaster County and the City of Lincoln, NE is eligible to join.
Membership information collected October 4, 2026.