Credit union · NCUA insured
First Lincoln FCU Credit Card Rates
First Lincoln FCU credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First Lincoln FCU’s credit card rates compare
Compared with banks and credit unions near Lincoln, NE, where First Lincoln FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Lincoln FCU
9.95%APR
- Up to
- 12.95% APR
Visa® Credit Card
2nd-lowest rate
Liberty First Credit Union
9.99%APR
- Up to
- —
3rd-lowest rate
MembersOwn Credit Union
9.99%APR
- Up to
- —
First Lincoln FCU credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Lincoln FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95%–12.95% | None | Rate based on creditworthiness. Applies to purchases and balance transfers. 25-day grace period on purchases. |
Sources (1)
- firstlincoln.org/visa-credit-cards · captured Oct 7, 2026
Who can join First Lincoln FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to all persons who either live, work, worship or attend school in Lancaster County, Nebraska.
Family and household
- Open to immediate family members of eligible persons.
Membership information collected October 4, 2026.