Credit union · NCUA insured
Liberty First Credit Union Credit Card Rates
Liberty First Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Liberty First Credit Union’s credit card rates compare
Compared with banks and credit unions near Lincoln, NE, where Liberty First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Liberty First Credit Union
9.99%APR
- Up to
- —
MasterCard® Credit Card
Lowest rate
First Lincoln FCU
9.95%APR
- Up to
- 12.95% APR
3rd-lowest rate
MembersOwn Credit Union
9.99%APR
- Up to
- —
Liberty First Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Liberty First Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard® Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Grace period for purchases is 25 days. Finance charge imposed on credit purchases only if entire new balance is not paid within 25 days from statement closing date. Rates as low as 9.99% APR. |
Sources (1)
- libertyfirstcu.com/deposit-and-loan-rates · captured Oct 22, 2026
Who can join Liberty First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, attend school, or work in Lancaster or Seward County, Nebraska are eligible for membership.
Employers and groups
- Employees or retirees of Burlington Northern Santa Fe, Inc. and its subsidiaries are eligible for membership.
- Employees of Liberty First Credit Union are eligible for membership.
- Individuals affiliated with approved Select Employee Groups and Partner Groups are eligible for membership.
Family and household
- Any person related by blood, marriage, or adoption to an existing member or someone within the field of membership is eligible to join.
Cost to join
- A $5.00 deposit is required when opening an account.
Membership information collected October 4, 2026.