Credit union · NCUA insured
Lake Chem Community Credit Union Credit Card Rates
Lake Chem Community Credit Union credit cards start at 14.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Lake Chem Community Credit Union’s credit card rates compare
Compared with banks and credit unions in Kentucky, where Lake Chem Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Lake Chem Community Credit Union
14.00%APR
Credit Cards
Lowest rate
Labor Management Federal Credit Union
6.00%APR
2nd-lowest rate
Lexington Postal Credit Union
8.25%APR
Lake Chem Community Credit Union credit card score
63
Credit card score
Higher than 9% of U.S. banks and credit unions
- Purchase APRPurchase APR14.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lake Chem Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Cards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | None | Fixed rate that doesn't change. No balance transfer fee, cash advance fee, or foreign transaction fees. Rates are subject to change at any time and are not guaranteed. |
Sources (1)
- lakechemfcu.org/credit-cards · captured Oct 7, 2026
Who can join Lake Chem Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, or conduct business with any legal entity in Ballard, Caldwell, Calloway, Carlisle, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall, McCracken, and Trigg Counties, Kentucky are eligible for membership.
Cost to join
- Joining may require the purchase and maintenance of minimum required share(s), paying a membership fee, or other requirement(s) as set forth in the Credit Union's bylaws.
Membership information collected October 4, 2026.