Credit union · NCUA insured
Lake Chem Community Credit Union CD Rates
Lake Chem Community Credit Union’s best CD rate is 3.90% APY on a 1-year share certificate (CD). Rates checked October 22, 2026.
How Lake Chem Community Credit Union’s CD rates compare
Compared with banks and credit unions in Kentucky, where Lake Chem Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lake Chem Community Credit Union
3.90%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $390
CD Special
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Special
3.90%APY · 1 term
Limited-time offer. Visit Calvert City or Draffenville Branches to take advantage.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsLimited-time offer. Available at Calvert City or Draffenville branches | 3.90% | $390 |
Sources (1)
- lakechemfcu.org · captured Sep 19, 2026
Who can join Lake Chem Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, or conduct business with any legal entity in Ballard, Caldwell, Calloway, Carlisle, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall, McCracken, and Trigg Counties, Kentucky are eligible for membership.
Cost to join
- Joining may require the purchase and maintenance of minimum required share(s), paying a membership fee, or other requirement(s) as set forth in the Credit Union's bylaws.
Membership information collected October 4, 2026.