Credit union · NCUA insured
Lake Chem Community Credit Union Auto Loan Rates
Lake Chem Community Credit Union auto loan rates start at 4.25% APR. Rates checked October 22, 2026.
How Lake Chem Community Credit Union’s auto loan rates compare
Compared with banks and credit unions in Kentucky, where Lake Chem Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lake Chem Community Credit Union
– –
No ongoing APR published
Lowest rate
Signet Federal Credit Union
3.30%APR
2nd-lowest rate
Brown Forman Employees Credit Union
3.99%APR
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available to members who live, work, worship, or attend school in Ballard, Caldwell, Calloway, Carlisle, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall, McCracken, and Trigg Counties. Requires opening a share account ($25 deposit). Rate determined by creditworthiness and debt-to-income ratio, not vehicle age. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.25% | Applies to new and used auto loans. Starting rate based on creditworthiness, debt-to-income ratio, and term of loan. Subject to credit approval. |
Who can join Lake Chem Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, or conduct business with any legal entity in Ballard, Caldwell, Calloway, Carlisle, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall, McCracken, and Trigg Counties, Kentucky are eligible for membership.
Cost to join
- Joining may require the purchase and maintenance of minimum required share(s), paying a membership fee, or other requirement(s) as set forth in the Credit Union's bylaws.
Membership information collected October 4, 2026.