Credit union · NCUA insured
JetStream FCU Auto Loan Rates
JetStream FCU auto loans start at 5.99% APR for a new vehicle and 6.24% for a used one. Rates checked October 15, 2026.
How JetStream FCU’s auto loan rates compare
Compared with banks and credit unions near Miami, FL, where JetStream FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
JetStream FCU
5.99%APR
- Terms
- 49–60 months
- Up to
- —
New Cars, Trucks, Vans
Lowest rate
SUN Credit Union
3.99%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
JetStream FCU auto loan score
65
Auto loan score
Higher than 14% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where JetStream FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Cars, Trucks, Vans
Membership eligibility required (live, work, worship, or attend school in Broward or Miami-Dade County, FL, or Carolina, Trujillo Alto, or San Juan, PR; immediate family of an existing member; or employee of a Select Employee Group). Financing up to 100%. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Direct deposit, auto pay, credit worthiness and other applicable credit union requirements. Amount financed 100%. |
| 37–48 months | 5.49% | Direct deposit, auto pay, credit worthiness and other applicable credit union requirements. Amount financed 100%. |
| 49–60 months | 5.99% | Direct deposit, auto pay, credit worthiness and other applicable credit union requirements. Amount financed 100%. |
| 61–72 months | 6.49% | Direct deposit, auto pay, credit worthiness and other applicable credit union requirements. Amount financed 100%. |
| 73–84 months | 6.99% | Direct deposit, auto pay, credit worthiness and other applicable credit union requirements. Amount financed 100%. |
Sources (3)
All captured Oct 5, 2026
New Motorcycles
Special Note: Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model type and credit/income analysis. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model type and credit/income analysis. |
| up to 60 months | 6.99% | Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model type and credit/income analysis. |
Sources (1)
- jetstreamfcu.org/our-rates · captured Oct 5, 2026
Used Cars, Trucks, Vans
Membership eligibility required (live, work, worship, or attend school in Broward or Miami-Dade County, FL, or Carolina, Trujillo Alto, or San Juan, PR; immediate family of an existing member; or employee of a Select Employee Group). Financing up to 100%. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.24% | Direct deposit, auto pay, credit worthiness and other applicable credit union requirements. Amount financed 100%. |
| 37–48 months | 5.74% | Direct deposit, auto pay, credit worthiness and other applicable credit union requirements. Amount financed 100%. |
| 49–60 months | 6.24% | Direct deposit, auto pay, credit worthiness and other applicable credit union requirements. Amount financed 100%. |
| 61–72 months | 6.74% | Direct deposit, auto pay, credit worthiness and other applicable credit union requirements. Amount financed 100%. |
Sources (3)
All captured Oct 5, 2026
Used Motorcycles
Special Note: Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model and year, condition/mileage and credit/income analysis. Membership eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.99% | Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model and year, condition/mileage and credit/income analysis. |
| up to 60 months | 7.99% | Loan term and rate determined by underwriting, based upon loan amount, down payment, Loan To Value, model and year, condition/mileage and credit/income analysis. |
Sources (1)
- jetstreamfcu.org/our-rates · captured Oct 5, 2026
Who can join JetStream FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, worships, works (or regularly conducts business in), or attends school in, or businesses and other legal entities located in Broward or Miami-Dade Counties, FL, or in Carolina, Trujillo Alto, and San Juan, PR.
Employers and groups
- Eligibility is open to employees of partner companies / Select Employee Groups (SEGs).
Family and household
- Eligibility is open to immediate family and household members of current JetStream Federal Credit Union members, and businesses they may own.
Other ways
- Eligibility is open to volunteers in the community.
Cost to join
- An initial deposit check of $25 payable to JetStream FCU is required when submitting a membership application by mail.
Membership information collected October 5, 2026.