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Credit union · NCUA insured

Irving City Employees Federal Credit Union Credit Card Rates

Irving City Employees Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Irving City Employees Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Dallas, TX, where Irving City Employees Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Irving City Employees Federal Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Irving City Employees Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Irving City Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of the credit union are eligible for membership.

Military, government and schools

  • Employees of the Irving City Council are eligible for membership.
  • Employees of the City of Irving, Texas are eligible for membership.
  • Employees of the Irving Independent School District (IISD) are eligible for membership.
  • Employees of the Irving Police Department are eligible for membership.
  • Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
3 more ways to join

Military, government and schools

  • Employees of the Irving Convention and Tourist Bureau are eligible for membership.

Family and household

  • Immediate family members of eligible employees or retirees are eligible for membership.

Other ways

  • Organizations of eligible persons are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Irving City Employees Federal Credit Union overview