Credit union · NCUA insured
Holy Rosary Credit Union Auto Loan Rates
Holy Rosary Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How Holy Rosary Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Holy Rosary Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Holy Rosary Credit Union
5.25%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Holy Rosary Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Holy Rosary Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, membership eligibility, and amount of loan. Terms up to 84 months on new autos; financing up to 120% of MSRP or current value; proof of full-coverage insurance with deductible under $2,000 required.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.25% | Model year 2022 & Newer. Terms up to 84 months on new autos. |
| — | 5.75% | Model years 2018-2021. |
| — | 8.00% | Model year 2017 & Older. |
Sources (1)
- holyrosarycu.org/auto-loans · captured Oct 5, 2026
First-Time Auto Loan
Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, membership eligibility, and amount of loan. $5,000 minimum loan amount for terms 48-60 months.
| Terms | APR | Conditions |
|---|---|---|
| — | 15.00% | Model year 2022 & Newer. $5,000 minimum loan amount for terms 48-60 months. |
| — | 17.00% | Model year 2017 & Older. $5,000 minimum loan amount for terms 48-60 months. |
Sources (1)
- holyrosarycu.org/auto-loans · captured Oct 5, 2026
Who can join Holy Rosary Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals can become eligible for membership by joining or supporting the Magis Foundation (with a $5 donation) / Cooperative Lending Alternative Program.
Employers and groups
- Members of a Catholic Parish in the Diocese of Kansas City-St. Joseph are eligible for membership.
- Individuals involved with listed affiliated partner organizations and community groups are eligible for membership.
Cost to join
- A $5 one-time membership fee is required to open an account.
- A minimum savings deposit of $5.00 is required and must remain on deposit until membership is closed.
Membership information collected October 4, 2026.