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Credit union · NCUA insured

1st MidAmerica Credit Union Credit Card Rates

Top Carrot, Carrot Score 95Top Carrot

1st MidAmerica Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How 1st MidAmerica Credit Union’s credit card rates compare

Compared with banks and credit unions near St. Louis, MO-IL, where 1st MidAmerica Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 95

    This credit union’s lowest

    1st MidAmerica Credit Union

    8.90%APR

    Up to
    —

    Platinum

  • Top Carrot, Carrot Score 94

    Lowest rate

    FRB Federal Credit Union

    7.50%APR

    Up to
    —

    FRB Federal Credit Union rates

  • Top Carrot, Carrot Score 96

    2nd-lowest rate

    First Community Credit Union

    7.90%APR

    Up to
    16.90% APR

    First Community Credit Union rates

Compare credit card rates near you →

1st MidAmerica Credit Union credit card score

89

Credit card score

Higher than 87% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where 1st MidAmerica Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join 1st MidAmerica Credit Union

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Visit institution website ↗Branches and institution details
← 1st MidAmerica Credit Union overview