Credit union · NCUA insured
Heart of Louisiana Credit Union Credit Card Rates
Heart of Louisiana Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Heart of Louisiana Credit Union’s credit card rates compare
Compared with banks and credit unions near Alexandria, LA, where Heart of Louisiana Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Heart of Louisiana Credit Union
9.90%APR
Visa Credit Card
Lowest rate
DOCCU
8.90%APR
2nd-lowest rate
First Federal Bank of Louisiana
8.90%APR
Heart of Louisiana Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Heart of Louisiana Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Fixed rate. No fees. All loan rates and fees may be subject to change based on borrower(s) qualifications, credit score, and credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate. No fees. |
Who can join Heart of Louisiana Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Rapides, Winn, Allen, Natchitoches, Evangeline, Concordia, Catahoula, LaSalle, Avoyelles, and Grant parishes, as well as businesses and other legal entities located in this area.
Membership information collected October 5, 2026.