Credit union · NCUA insured
Hampton Roads Educators' Credit Union Savings Rates
Hampton Roads Educators' Credit Union’s best savings rate is 0.05% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.
How Hampton Roads Educators' Credit Union’s savings rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Hampton Roads Educators' Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hampton Roads Educators' Credit Union
0.05%APY
- Minimum
- $5
- Earns on $10,000 a year
- $5
Share Savings
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Hampton Roads Educators' Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hampton Roads Educators' Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.05%APY
Primary account to establish membership; dividends projected quarterly and earned based on average daily account balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,000 and up | 0.05% | $5 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Financial Freedom Savings
0.05%APY
Available for members from birth to age 25. Part of the Financial Freedom Youth Club.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (2)
All captured Sep 19, 2026
Holiday Club
0.05%APY
Goal-oriented savings account featuring unlimited deposits. Funds become available the first business day in October through the end of December without penalty.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 19, 2026
Vacation Club
0.05%APY
Monthly allotment from direct deposit. Funds become available June 1st through August 31st without penalty.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 19, 2026
Who can join Hampton Roads Educators' Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.