Credit union · NCUA insured
Hampton Roads Educators' Credit Union Credit Card Rates
Hampton Roads Educators' Credit Union credit cards start at 6.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Hampton Roads Educators' Credit Union’s credit card rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Hampton Roads Educators' Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hampton Roads Educators' Credit Union
6.90%APR
- Up to
- 16.90% APR
Visa Platinum Credit Card
2nd-lowest rate
VECU Credit Union
7.99%APR
- Up to
- —
3rd-lowest rate
Baylands Family Credit Union
8.90%APR
- Up to
- —
Hampton Roads Educators' Credit Union credit card score
97
Credit card score
Higher than 99% of U.S. banks and credit unions
- Purchase APRPurchase APR6.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hampton Roads Educators' Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Card limit from $500.00 to $15,000.00. Rate is fixed and based on credit worthiness. Balance transfers and cash advances available without a fee. Earn rewards points on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.90%–16.90% | None | Rate is fixed and based on credit worthiness. Card limit min $500.00, max $15,000.00. |
Sources (1)
- hrecu.org/Borrow/Visa-Platinum-Credit-Card · captured Oct 7, 2026
Who can join Hampton Roads Educators' Credit Union
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