Credit union · NCUA insured
Hampton Roads Educators' Credit Union Auto Loan Rates
Hampton Roads Educators' Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Hampton Roads Educators' Credit Union’s auto loan rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Hampton Roads Educators' Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hampton Roads Educators' Credit Union
5.49%APR
- Terms
- —
- Up to
- —
Auto Loan
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
Hampton Roads Educators' Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hampton Roads Educators' Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinance
Refinance available for vehicle/auto loans held with another financial institution.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24% | — |
Refinanced Autos
Refinance available for vehicle/auto loans held with another financial institution.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.24% | — |
Who can join Hampton Roads Educators' Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.