Credit union · NCUA insured
Baylands Family Credit Union Credit Card Rates
Top CarrotBaylands Family Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Baylands Family Credit Union’s credit card rates compare
Compared with banks and credit unions near Richmond, VA, where Baylands Family Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Baylands Family Credit Union
8.90%APR
- Up to
- —
VISA Gold
Lowest rate
Hopewell Chemical FCU
6.90%APR
- Up to
- 16.99% APR
2nd-lowest rate
FirePolice CU
7.90%APR
- Up to
- —
Baylands Family Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Baylands Family Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Membership eligibility required. A Prime Share account (membership) with a minimum deposit is required upon loan approval. Rates vary based on credit worthiness and qualifications.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90%–16.90% | None | Fixed rate as low as 14.9% APR up to 16.9% APR based on credit worthiness and qualifications. No annual fee. |
Sources (1)
- baylandsfcu.org/Borrow/Credit-Cards · captured Oct 7, 2026
VISA Gold
Membership eligibility required. A Prime Share account (membership) with a minimum deposit is required upon loan approval. Rates vary based on credit worthiness and qualifications.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Low fixed rate of 8.9% APR. No annual fee. A great option for saving money when doing a balance transfer. |
Sources (1)
- baylandsfcu.org/Borrow/Credit-Cards · captured Oct 7, 2026
VISA Platinum
Membership eligibility required. A Prime Share account (membership) with a minimum deposit is required upon loan approval. Rates vary based on credit worthiness and qualifications.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Low fixed rate of 9.9% APR. No annual fee. Reward points do not expire; points are redeemable for merchandise, airline tickets, and more. |
Sources (1)
- baylandsfcu.org/Borrow/Credit-Cards · captured Oct 7, 2026
Who can join Baylands Family Credit Union
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