Credit union · NCUA insured
Grove City Area Federal Credit Union Auto Loan Rates
Top CarrotGrove City Area Federal Credit Union auto loans start at 4.35% APR for a new vehicle and 4.55% for a used one. Rates checked October 16, 2026.
How Grove City Area Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hermitage, PA, where Grove City Area Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Grove City Area Federal Credit Union
4.35%APR
- Terms
- up to 60 months
New Auto
Lowest rate
Pennstar Federal Credit Union
3.99%APR
- Terms
- up to 60 months
3rd-lowest rate
Mercer County Community FCU
4.99%APR
- Terms
- —
Grove City Area Federal Credit Union auto loan score
89
Auto loan score
Higher than 88% of U.S. banks and credit unions
- New vehicleNew4.35%
- Used vehicleUsed4.55%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Grove City Area Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.10% | — |
| up to 60 months | 4.35% | — |
| up to 72 months | 4.60% | Loan amount over $20,000 |
| up to 84 months | 4.85% | Loan amount over $40,000 |
Sources (1)
- gcafcu.org/loan-rates · captured Oct 6, 2026
Used Auto
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.55% | — |
| up to 72 months | 4.80% | Loan amount over $20,000 |
| up to 84 months | 5.05% | Loan amount over $40,000 |
Sources (1)
- gcafcu.org/loan-rates · captured Oct 6, 2026
Who can join Grove City Area Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Mercer, Butler, Lawrence, Venango, Clarion, Crawford, Elk, Forest, Jefferson, or Warren County are eligible to join.
Membership information collected October 5, 2026.