Credit union · NCUA insured
Pennstar Federal Credit Union Auto Loan Rates
Top CarrotPennstar Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How Pennstar Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hermitage, PA, where Pennstar Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pennstar Federal Credit Union
3.99%APR
- Terms
- up to 60 months
New Auto Loans
2nd-lowest rate
Grove City Area Federal Credit Union
4.35%APR
- Terms
- up to 60 months
3rd-lowest rate
Mercer County Community FCU
4.99%APR
- Terms
- —
Pennstar Federal Credit Union auto loan score
93
Auto loan score
Higher than 95% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pennstar Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles
Lowest possible APR with qualification; interest rate and amount available to borrow based on creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | — |
Sources (1)
- pennstarfederal.com/products-services/loans.html · captured Oct 7, 2026
New Auto Loans
Lowest possible APR with qualification; interest rate and amount available to borrow based on creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 3.99% | Model Years 2024-2026 |
| up to 72 months | 4.24% | Model Years 2024-2026 |
| up to 84 months | 4.49% | Model Years 2024-2026 |
Sources (1)
- pennstarfederal.com/products-services/loans.html · captured Oct 7, 2026
Used Auto Loans
Lowest possible APR with qualification; interest rate and amount available to borrow based on creditworthiness.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.49% | Model Years 2021-2023 |
| up to 72 months | 4.69% | Model Years 2021-2023 |
| up to 84 months | 4.94% | Model Years 2021-2023 |
| up to 60 months | 5.24% | Model Years 2019-2020 |
| up to 60 months | 5.74% | Model Years 2016-2018 |
Sources (1)
- pennstarfederal.com/products-services/loans.html · captured Oct 7, 2026
Who can join Pennstar Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.