Credit union · NCUA insured
Greenville Heritage Federal Credit Union Credit Card Rates
Top CarrotGreenville Heritage Federal Credit Union credit cards start at 8.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Greenville Heritage Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Greenville, SC, where Greenville Heritage Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Greenville Heritage Federal Credit Union
8.95%APR
- Annual fee
- None
Visa® Platinum
Lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
2nd-lowest rate
Peach State Federal Credit Union
8.90%APR
- Annual fee
- None
Greenville Heritage Federal Credit Union credit card score
89
Credit card score
Higher than 86% of U.S. banks and credit unions
- Purchase APRPurchase APR8.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greenville Heritage Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Requires membership in GHFCU. For members with fair credit score; credit lines up to $7,500. Approval subject to income requirements and credit review. Rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.95% | None | APR as low as 17.95%. Rate based on creditworthiness. Credit score: Fair. Credit lines up to $7,500. Annual fee: None. Cash advance fee: None. Balance transfer fee: None. |
Sources (2)
All captured Oct 7, 2026
Visa® Gold
Requires membership in GHFCU. For members with good credit score; credit lines up to $15,000. Approval subject to income requirements and credit review. Rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.95% | None | APR as low as 13.95%. Rate based on creditworthiness. Credit score: Good. Credit lines up to $15,000. Annual fee: None. Cash advance fee: None. Balance transfer fee: None. |
Sources (2)
All captured Oct 7, 2026
Visa® Platinum
Requires membership in GHFCU. For members with excellent credit score; credit lines up to $25,000. Approval subject to income requirements and credit review. Rate based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.95% | None | APR as low as 8.95%. Rate based on creditworthiness. Credit score: Excellent. Credit lines up to $25,000. Annual fee: None. Cash advance fee: None. Balance transfer fee: None. |
Sources (2)
All captured Oct 7, 2026
Who can join Greenville Heritage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Greenville County.
Family and household
- Immediate family members of members are eligible to join.
Cost to join
- There is no fee to join, requiring only opening a savings account with a minimum deposit of $5.
Membership information collected October 4, 2026.